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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Why ticking the wrong box could cost you $80K
If you've got a home loan or are considering borrowing to buy property this year then stay tuned, because one simple piece of advice for the mortgage application process could save you tens of thousands of dollars.
Home Loans
15 Mar, 2012
3 min read
Laine Gordon
Head of Public Relations
Don't get caught in the first-home trap
Thousands of Australian homeowners risk being stuck in their existing home because falling property prices have eroded or even wiped out the equity needed to move on to a bigger house or unit.
Home Loans
14 Mar, 2012
3 min read
RateCity
The value of home loan comparison rates
All lenders have fees associated with their home loans – and some more so than others. By using RateCity’s home loan fee calculator you’re able to look for competitive interest rates, but also the ‘comparison rate’, which calculates the amount of fees and charges you may be slapped with over the life of a home loan.
Home Loans
14 Mar, 2012
2 min read
RateCity
Home loan repayment methods
If only home loans came with an instruction manual explaining the difference between all the facts and figures. Understanding your repayments, interest, fees and charges can be overwhelming and it's easy to overlook, or not understand certain aspects.
Home Loans
13 Mar, 2012
3 min read
RateCity
Home loan calculations
When selecting the best home loan for your circumstances, taking some smart steps early could potentially save you thousands of dollars over the life of the home loan.
Home Loans
12 Mar, 2012
2 min read
Jodie Humphries
Personal Finance Editor
The importance of comparing Aussie home loans
When comparing Aussie home loans there are many factors to take into consideration. The best way to get started is to carry out a comparison. By comparing home loans side-by-side you can get a great overall look at what each Aussie home loan is offering and work out what matters most to you.
Home Loans
09 Mar, 2012
2 min read
RateCity
Looking to buy? Calculate your home loan repayments
Are you planning to take out a home loan to purchase a home or unit? Working out your budget, expenses, how much the bank will lend you and how much you can comfortably afford to pay back is the first step towards achieving this.
Home Loans
09 Mar, 2012
3 min read
RateCity
Can you beat interest rate hikes?
The mere mention of the words 'interest rate hikes' send many homeowners into a spin as they debate the long-term financial benefits of fixing their rate versus riding out the variable rollercoaster. So why should you fix your home loan rate and when is the right time to lock it in?
Home Loans
01 Mar, 2012
3 min read
Laine Gordon
Head of Public Relations
Mortgages at mates' rates
A growing group of Australians are pooling funds to buy a home jointly, enabling them to get a foot on the property ladder when they may be otherwise locked out of the market. But the pitfalls of buying with friends or family can outweigh the benefits, unless all parties share a common goal.
Home Loans
01 Mar, 2012
3 min read
Laine Gordon
Head of Public Relations
How to bag a real estate bargain
Everyone wants to find a bargain when house-hunting and in a real estate market such as this; when house prices are either flat or declining, now could be the time to get a foot on the property ladder.
Home Loans
26 Feb, 2012
3 min read
Laine Gordon
Head of Public Relations
Downsize your house expenses, not your home
The rising cost of living is pushing more homeowners to the brink, with around one in 10 Australians forced to downsize their home last year to reduce living expenses, new research has revealed.
Home Loans
20 Feb, 2012
3 min read
Laine Gordon
Head of Public Relations
Is it the right time to fix your home loan?
The mere mention of the words 'rate rise' sends many homeowners into a spin, as they debate the long-term financial benefits of fixing their rate compared to riding out the variable rate rollercoaster. But is now the right time to fix your home loan?
Home Loans
17 Feb, 2012
3 min read
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