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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
The financial battle of the sexes, who will win?
If you're a single woman and the prospect of finding a mortgage leaves you overwhelmed don't feel alone – most women feel just like you. There are some positive steps you can take to become more confident about choosing a home loan.
Home Loans
20 Dec, 2011
3 min read
Laine Gordon
Head of Public Relations
How to own your dream home within a year
As interest rates continue to fall, the dream of owning your own home may seem more achievable for many Australians. So if you're a first home buyer with a goal of securing a property next mortgage season, here are some tips to help make the dream a reality.
Home Loans
08 Dec, 2011
3 min read
Laine Gordon
Head of Public Relations
Three biggest mistakes when buying a home
It's the biggest purchase most of us are ever likely to make, so any mistakes we make in the process of buying a home are likely to be costly –financially and emotionally.
Home Loans
07 Dec, 2011
3 min read
Laine Gordon
Head of Public Relations
How the rate cut will impact you
Home owners and potential first home buyers got an early Christmas present yesterday when the Reserve Bank cut the official cash rate for the second consecutive month to 4.25 percent.
Home Loans
06 Dec, 2011
3 min read
Laine Gordon
Head of Public Relations
Save $70,000 on your home loan
Keen to pay down your home loan with minimal effort and looking for advice about how to do it? Then you've come to right place because at RateCity we've got heaps of advice, guides, tips and even calculators – including a mortgage calculator – that will help put you on the fast track to financial freedom.
Home Loans
01 Dec, 2011
2 min read
Laine Gordon
Head of Public Relations
How much is too much debt?
Buying your first home doesn't have to be a financial headache. There are ways to ensure you don't overstep your mortgage budget and borrow more that you can afford.
Home Loans
22 Nov, 2011
3 min read
Laine Gordon
Head of Public Relations
How to get a holiday home to call your own
If owning a home is the great Australian dream, surely owning a holiday home is the dream on steroids.
Home Loans
20 Nov, 2011
3 min read
Laine Gordon
Head of Public Relations
How to capitalise on a holiday home
If owning a home is the great Australian dream, surely owning a holiday home is the dream on steroids.
Home Loans
20 Nov, 2011
3 min read
Laine Gordon
Head of Public Relations
Five ways to save as a first-home buyer
Buying your first home is an experience fraught with excitement, anticipation and fear, in constantly changing doses. The main anxiety-inducing aspect of the process is the cost. But don't despair: here are five ways to save when you are buying your first home and taking on a mortgage.
Home Loans
16 Nov, 2011
3 min read
Kate Cowling
Cut your home loan debt with extra repayments
Conquering your debt is no easy feat and when you sign up for a home loan, it can feel like you will never get to the end of those home loan repayments. However, if you can tighten those purse strings and find a little extra to put into your repayments you could save a huge amount of money and cut years off your loan.
Home Loans
14 Nov, 2011
3 min read
Laine Gordon
Head of Public Relations
Five ways to save $1000s when buying property
It doesn't matter which way you look at it, buying a home is an expensive exercise. Thankfully, the benefits can outweigh the negatives – you gain security, the satisfaction of designing your home exactly to your taste, and you stop wasting money on rent.
Home Loans
10 Nov, 2011
3 min read
Laine Gordon
Head of Public Relations
Save a packet with a package
If you're trying to get a better deal on your mortgage, and improve your finances generally, it may be worth considering a package home loan, which bundles your mortgage together with other financial products, such as credit cards and everyday transaction accounts.
Home Loans
10 Nov, 2011
2 min read
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