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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Money Editor

Should mortgage exit fees remain?

Legislation banning exit fees on new home loans comes into effect on July 1, 2011. But not if a Senate committee has its way.

Home Loans

18 May, 2011

2 min read

Laine Gordon

Money Editor

Top 10 free finance apps

These days you can manage your money without sitting in front of your computer with the following apps: Banking apps, Income tax calculator, Easy loan, eMoney Mobile and many more.

Home Loans

16 May, 2011

2 min read

Laine Gordon

Money Editor

Borrowers flock to discount variable rate home loans

Lenders are rushing to offer customers discounted standard variable loans to try and boost their market share. And Australians are more than happy to take the opportunity to save money on their home loan.

Home Loans

14 May, 2011

2 min read

Borrowers flock to discount variable rate home loans

Laine Gordon

Money Editor

Do you qualify for a low doc home loan?

Low doc loans have become increasingly harder to come by in recent years, but they are available. Normally, lenders require proof of income, assets and outstanding debts but low doc loans rely on borrowers to prove their income via a system called self-verification, rather than by providing the traditional paper trail.

Home Loans

13 May, 2011

2 min read

Laine Gordon

Money Editor

Do online lenders save you more money?

The ‘Big Four’, as the media has dubbed them, have declared war on each other, but while they’re distracted with undercutting each other, an exciting new player has crept into the mortgage market and just might save you money – online lenders.

Home Loans

12 May, 2011

2 min read

Laine Gordon

Money Editor

First home buyers beware of intro-rate loans

First home buyers are being urged to consider introductory-rate home loans with caution, following an increase in uptake of the often surprisingly expensive honeymoon-period home loans.

Home Loans

11 May, 2011

3 min read

First home buyers beware of intro rate loans

Laine Gordon

Money Editor

Five mortgage tips you probably never thought of

If you're thinking about purchasing your first mortgage or refinancing, read this news story to find out hints and tips you probably wouldn't have read anywhere else!

Home Loans

10 May, 2011

2 min read

Five mortgage tips you probably never thought of

Laine Gordon

Money Editor

Home loan spotlight: home equity loans

A home equity loan is a home loan that allows you to use established equity to borrow money. Many people use this type of loan to renovate, invest in the share market or buy an investment property.

Home Loans

08 May, 2011

2 min read

Laine Gordon

Money Editor

Is your mortgage structured for maximum tax deductions?

Be aware of these simple rules when negotiating your investment home loan. In order for you to claim deductions, your investment property must produce income.

Home Loans

07 May, 2011

2 min read

Is your mortgage structured for maximum tax deductions?

Laine Gordon

Money Editor

Fixing your mortgage now: the case for and against

With every finance expert offering an opinion on whether or not interest rates are set to soar, we look at both sides of the argument.

Home Loans

06 May, 2011

2 min read

Fixing your mortgage now the case for and against

Laine Gordon

Money Editor

Ten tips for investment property buyers

With tax return time just around the corner, now could be a great time to buy your first investment property. Here are some tips to build your property portfolio faster.

Home Loans

05 May, 2011

2 min read

Laine Gordon

Money Editor

Is Australian home affordability on par with the world?

Home ownership rates have forged ahead in many developed countries, but Australia is not one of them. A new report from the Organisation for Economic Co-operation and Development found that 69.5 percent of Australians own their own home, down from 71.4 percent in the 1990s.

Home Loans

05 May, 2011

2 min read