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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Buyers' agents numbers increase at auction
Using a professional agent to help you win at auction is becoming increasingly popular. Not to be confused with a selling agent who works for the vendor, a buyer’s agent can help you find the right property, decide what you’re willing to pay and handle all negotiations.
Home Loans
26 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
Don't attend an auction without bidding
Graeme Hennessy, Principle of Premier Property Auctions in Sydney, says the biggest mistake people make at auction is to hang back and not bid.
Home Loans
25 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
Ultimate home buyer checklist
Type A personalities will possibly enjoy the home buying process more than others as the potential for lists, checklists and cross-referencing is vast. Here’s a list of lists you will find useful.
Home Loans
24 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
First home owners: how much can you really afford to borrow?
There's so much more to buying your first home than applying for your First Home Owner's Grant. Just because you get approval to borrow a huge sum of money, doesn't mean you should. Using home loan calculators is a great way to work out how much you should borrow but there are a few extra factors to consider.
Home Loans
23 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
How to sail smoothly through your loan approval process
Take some of the angst out of waiting for your home loan to be approved by following these foolproof tips.
Home Loans
21 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
Get rid of your mortgage faster
If the thought of being chained to your home loan for 30 years sends you into a cold sweat you may want to consider these tips to fast track your way to a peaceful night's sleep. Overall, aim to pay off at least an extra month of payments per year.
Home Loans
21 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
Ask the right questions about your mortgage
So, you know how much you can borrow, and how much you can afford to repay. But when you’re shopping around for your mortgage, there are other important questions that must be asked before you sign on the dotted line.
Home Loans
20 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
Tips for saving money for your home loan
What do you need, what do you want and how can you cut back? Here's how to figure it out and save money in the process.
Home Loans
17 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
Property valuation: what to look for
You've found the home you simply have to have. Now comes the task of figuring out exactly what your dream home is worth. These simple tips can help make sure you pay the right price.
Home Loans
16 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
Mortgage health: does your home loan need a check-up?
Since the federal government released their new Competitive and Sustainable Banking System Package banning mortgage exit fees, it's predicted 2011 will be the year of the great mortgage switch.
Home Loans
14 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
How to evaluate your finances and create a budget
Whether you're trying to get a foot on the property ladder for the first time or would simply like to shave a little time off the life of your home loan by making extra repayments, you first need to take a good, hard look at your finances. The key here is to manage your money not have your money manage you.
Home Loans
13 Apr, 2011
2 min read
Laine Gordon
Head of Public Relations
Cost of living on the rise: time to fix your mortgage
With the rising cost of power, food, fuel, and an interest rate hike on the horizon, now might be a good time to fix your mortgage.
Home Loans
12 Apr, 2011
2 min read
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