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Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.
Vidhu Bajaj
Personal Finance Writer
Does home insurance cover plumbing problems?
Standard home insurance might not cover plumbing problems that could have been prevented with maintenance, or damage caused by negligence. However, if you have a surprise leak at home, or a burst tap or an overflowing toilet, you still might be able to claim on your insurance if the damage was sudden and accidental.
Home Insurance
06 May, 2024
5 min read
Mark Bristow
Personal Finance Editor
What is fusion damage insurance and why would I need it?
Fusion cover protects your electrical appliances and other devices against damage caused by electrical currents or wiring. It’s often an optional extra you can select for your contents insurance policy. While fusion damage insurance may cost a little extra, the value it offers could make a big difference in some homes.
Home Insurance
06 May, 2024
3 min read
Mark Bristow
Personal Finance Editor
What home insurance do I need for an apartment?
Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.
Home Insurance
26 Apr, 2024
4 min read
Mark Bristow
Personal Finance Editor
Motor burnout insurance: what you need to know
It may not be the first household problem that comes to mind, but motor burnout can be an annoying and potentially costly inconvenience - especially if your air conditioner breaks down right in the middle of summer. Fortunately, many home insurance policies include motor burnout insurance coverage for this specific situation.
Home Insurance
26 Feb, 2024
3 min read
Mark Bristow
Personal Finance Editor
New home insurance - what do you need to know?
Purchasing a new home is exciting, but can also be a busy time. One of the most important things you’ll need to do after purchasing a property is to organise insurance.
Home Insurance
22 Feb, 2024
4 min read
Mark Bristow
Personal Finance Editor
What types of home insurance are there?
Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.
Home Insurance
22 Feb, 2024
4 min read
Mark Bristow
Personal Finance Editor
Insurance for watches: A comprehensive guide to safeguarding your timepieces
Whether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.
Home Insurance
20 Feb, 2024
3 min read
Mark Bristow
Personal Finance Editor
Accidental damage home insurance: Protect your home from the unexpected
A home can be your pride and joy, but home ownership also means dealing with damages, which may need a quick DIY fix or major repairs. Home insurance with cover for accidental damage can provide a financial safeguard if your home needs extensive - and expensive - repairs.
Home Insurance
19 Feb, 2024
4 min read
Mark Bristow
Personal Finance Editor
How much should I insure my house for?
It’s important to determine the exact amount you’ll need to be insured for to cover potential losses. Understanding the nuances of home insurance can help ensure your property and possessions are adequately protected without overpaying.
Home Insurance
19 Feb, 2024
6 min read
Mark Bristow
Personal Finance Editor
Single item insurance: A comprehensive guide
If you own an item that’s worth a great deal of money, such as a treasured piece of high-end jewellery or a prized musical instrument, it’s important to know you’ll be covered if your item is lost or damaged. Single item insurance for high-value items can provide peace of mind in this situation.
Home Insurance
16 Feb, 2024
3 min read
Mark Bristow
Personal Finance Editor
Switching home insurance: A comprehensive guide
There are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.
Home Insurance
16 Feb, 2024
3 min read
Mark Bristow
Personal Finance Editor
What is contents insurance?
Contents insurance is a form of insurance that covers your personal possessions in the event of loss, damage or theft. Many insurance providers sell contents insurance as part of a package deal with home insurance, offering discounts if you purchase both together, but it is generally also available to purchase separately.
Home Insurance
13 Feb, 2024
5 min read
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Mark Bristow
Personal Finance Editor
13 May, 2024
Does home insurance cover foundation damage?
Mark Bristow
Personal Finance Editor
13 May, 2024
Is insurance a requirement of having a mortgage?
Alex Ritchie
Personal Finance Editor
13 May, 2024
What you should know about the cost of house insurance
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