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203 articles written by Peter Terlato

Personal Loans

How much are gutter replacement costs?

Discover the costs of gutter replacement, including materials, installation, and factors affecting pricing. Learn how to choose the right gutters for your home.

peter-terlato

Peter Terlato -

25 Nov, 2024 -

6 min read

Car Insurance

Can I get car insurance after an accident?

You can get car insurance after an accident. However, the policy you purchase will only cover you for future accidents, not for the accident you were just involved in. 

peter-terlato

Peter Terlato -

16 Sep, 2024 -

4 min read

Savings Accounts

How much does the average Australian have in savings?

Savings can provide a safety net for individuals and households during periods of financial difficulty or stress. But how much does the average Australian actually have stashed away in their savings account?

peter-terlato

Peter Terlato -

14 Aug, 2024 -

3 min read

Home Loans

What is the difference between an offset account and redraw facility?

The main difference between an offset account and a redraw facility is that an offset account operates as a transaction account that can be accessed whenever you need it, while a redraw facility is more like an “emergency fund” that you can draw on if necessary, but isn’t intended to be used for everyday expenses.

peter-terlato

Peter Terlato -

14 Aug, 2024 -

6 min read

Home Loans

Can I use my super to buy a house?

Saving up for a home loan deposit can be stressful, especially if you’re juggling household expenses and other debts. The good news is that many first homebuyers can utilise voluntary super contributions towards their deposit.

peter-terlato

Peter Terlato -

12 Aug, 2024 -

6 min read

Credit Cards

Can I transfer my frequent flyer points across different programs?

Frequent flyer memberships and their benefits are often exclusive to their affiliated airline. However, there are exceptions. Some global airline alliances, such as oneworld, allow member airline frequent flyers to exchange points for flights and attain parallel status across their entire carrier network.

peter-terlato

Peter Terlato -

07 Aug, 2024 -

7 min read

Credit Cards

How to earn Velocity points

If you travel often, you may be able to amass points or miles through loyalty programs, to redeem for flights, hotel stays, and other rewards. One of the most popular frequent flyer programs in Australia is Velocity - Virgin Australia's loyalty club. 

peter-terlato

Peter Terlato -

06 Aug, 2024 -

6 min read

Car Insurance

How can I check if my car is insured?

In Australia, every registered car must be covered by Compulsory Third Party (CTP) insurance. You can check your car’s CTP cover from your number plate by contacting your state government or your insurer.

peter-terlato

Peter Terlato -

12 Jul, 2024 -

5 min read

Home Insurance

What are the most common reasons your home insurance claim will be denied?

A home insurer may choose to deny a claim for a wide range of reasons, from underinsurance and policy exclusions to undisclosed information or failure to maintain the property.  Learning more about what could see a claim denied can help you make sensible decisions when considering filing a claim, and ensure that you're adequately covered.

peter-terlato

Peter Terlato -

26 Jun, 2024 -

7 min read

Home Insurance

How will home insurance cover water damage?

A home insurance policy will often cover water damage if the damage was sudden or accidental, such as if a pipe bursts or your home floods. But gradual water damage over time may be blamed on a lack of proper maintenance, which means your home insurance policy may not cover you.

peter-terlato

Peter Terlato -

05 Jun, 2024 -

4 min read