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Compare Visa credit cards
Compare a range of Visa credit cards, including their rates, fees and features, today. Choose a Visa credit card that suits your financial needs and budget.
60+ credit card providers in RateCity’s database
180+ credit card products in RateCity’s database
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10.49%
10.49%
45
$0
for 12 months then $48 thereafter
Australian Credit Licence 236509
Fees & charges apply

First Option Bank Low Rate Visa Credit Card
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
20.99%
21.99%
44
$375
Australian Credit Licence 234527
Fees & charges apply

ANZ Rewards Black
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
13.74%
21.99%
55
$58
Australian Credit Licence 234527
Fees & charges apply

ANZ Low Rate (Credit Back Offer)
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
20.99%
0%
44
$199
Australian Credit Licence 229882
Fees & charges apply

Suncorp Bank Clear Options Platinum Card (Qantas Rewards)
- Bonus Points
- Samsung Pay
- Balance transfer
Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL 229882 Australian Credit Licence 229882). The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.
20.99%
21.99%
44
$149
Australian Credit Licence 234527
Fees & charges apply

ANZ Rewards Platinum (Points offer)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
13.74%
0%
55
$0
for 12 months then $58 thereafter
Australian Credit Licence 234527
Fees & charges apply

ANZ Low Rate (Balance Transfer Offer)
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
20.99%
21.99%
55
$0
for 12 months then $30 thereafter
Australian Credit Licence 234527
Fees & charges apply

ANZ First
- Cashback
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
20.99%
21.99%
55
$0
for 12 months then $87 thereafter
Australian Credit Licence 234527
Fees & charges apply

ANZ Platinum
- Cashback
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
13.99%
6.99%
55
$0
for 12 months then $55 thereafter
Australian Credit Licence 233714
Fees & charges apply

Bank of Melbourne Vertigo Visa (Cashback Offer)
- Cashback
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
13.99%
6.99%
55
$55
Australian Credit Licence 233714
Fees & charges apply

BankSA Vertigo Visa (Cashback Offer)
- Cashback
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Visa’s catch cry is “everywhere you want to be” and when it comes to credit cards, it certainly delivers. As well as offering all the traditional features, Visa has embraced new technology to help you make purchases quickly and easily, whether in person or online.
Visa is one of three main credit cards issuers in the world, and in Australia they’ve partnered up with a large number of banks and credit unions.
What type of Visa credit card would suit me best?
There are three key things you need to look at when deciding on a credit card:
- Fees
- Interest rates
- Rewards
These key points vary significantly between the different types of Visa credit cards currently available. It’s important to note that banks and credit unions actually issue the cards, not Visa, and so the features and fees depend heavily on the financial institution.
There are ‘standard’ Visa credit cards, which offer zero or low fees, as well as a few perks. Then there are ‘gold’ Visa credit cards, which suit moderate to high spenders as they offer good dollar-for-dollar rewards and features. Then there are ‘platinum’ Visa credit cards, which are popular with big spenders as they offer premium perks and rewards but often require a significant minimum spend.
What perks and services do Visa credit card holders have access to?
Just like Mastercard and American Express, there is an enormous list of rewards and perks including free travel, frequent flyer points, cashback and shopping. However, Visa does offer some exclusive services.
One special feature of Visa credit cards is users can pre-purchase tickets to concerts and gigs before they go on sale to the public.
Visa has also come up some clever new technology that’s made using your credit card even easier.
These include:
- Visa payWave – This allows you to pay for purchases by tapping your credit card or smartphone or Visa-branded wearable, including newly designed Visa-branded sunglasses
- Visa Checkout – Visa offers an in-app payment service that reduces the number of steps it takes to make a payment online when you’re using your smartphone or tablet
- Visa Direct– This is a platform that lets you simply transfer funds from your bank account or payment card to another personal or business account using a smartphone, tablet or the internet
How can I apply for a Visa credit card?
Like any credit card, you’ll need to be at least 18 years old, and prove you have employment or a reliable income.
Banks and credit unions usually require the following documents;
- A copy of your driver’s licence
- A copy of your passport or Medicare card
- Proof of income in the form of recent payslips, or an ATO tax statement or a letter of employment
- Employer or accountant contact details
Wait times vary between providers, but usually if your application is successful, your Visa credit card would arrive within five to 10 days.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.