HSBC Credit Cards

HSBC Bank Australia Ltd (HSBC) is part of the HSBC Group - one of the largest banking and financial services organisations in the world. The Australian arm is a subsidiary of The Hong Kong and Shanghai Banking Corporation Limited and also part of the HSBC Group.

Their offices and branches can be found on five continents. Operations in Australia include trade finance, electronic banking, investments, securities custodies and personal financial services.

Their full range of personal finance currently includes savings accounts, credit cards, investments, insurance, mortgages and personal lending.

HSBC customers can reach customer support by contacting them via:

Customer service (phone, email, branch)
Mobile app
Online banking
Mobile banking staff

Credit card type

Credit score

Card status

HSBC offers a variety of credit card options, including:

Low interest
Low fees
Low credit limit
Balance transfer
Rewards program
Frequent flyer program
Travel privileges
Platinum

HSBC credit cards come with a wide range of interest rates, from their low interest credit cards to their platinum rewards cards. They also offer customers the option of low fee credit cards and low credit limit cards.

HSBC also offers points chasers the option of its rewards program or frequent flyer program (linked to Qantas). Some credit cards also come with complementary travel insurance.

However, points may be capped at a certain limit per statement, so keep this in mind if you’re trying to earn as many points as possible.

HSBC offers credit cards for almost every customer. As with the bigger institutions, there may be smaller credit card providers which offer lower purchase rate options. However, choosing a HSBC credit card is also about choosing a provider with access to multiple forms of customer service, not just in Australia but across the globe.

For Aussies who rarely, if ever, pay interest on their credit cards, HSBC’s low fee credit card may be a competitive choice. If you’re not having to worry about paying interest, then keeping down fees may be a good idea to keep credit card costs down overall.

HSBC offers customers a rewards program, as well as a frequent flyer program with an affiliation with Qantas, Australia’s largest airline. The ability to earn platinum services and frequent flyer points through Qantas may be a draw for Aussies who frequently travel.

Speaking of travel, HSBC also offers complimentary domestic and international travel insurance on some of its credit cards. This can be a helpful resource as travel insurance is often quite costly.

Frequently Asked Questions

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HSBC offers a variety of credit card options, including:

Low interest
Low fees
Low credit limit
Balance transfer
Rewards program
Frequent flyer program
Travel privileges
Platinum

HSBC also offers points chasers the option of its rewards program or frequent flyer program (linked to Qantas). Some credit cards also come with complementary travel insurance.

However, points may be capped at a certain limit per statement, so keep this in mind if you’re trying to earn as many points as possible.

Speaking of travel, HSBC also offers complimentary domestic and international travel insurance on some of its credit cards. This can be a helpful resource as travel insurance is often quite costly.

Frequently Asked Questions

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19.99%

for 12 months then $450 thereafter

Australian Credit Licence 232595

Fees & charges apply

HSBC Star Alliance Credit Card

Special
Apple & Google Pay
Balance transfer

19.99%

21.99%

Australian Credit Licence 232595

Fees & charges apply

HSBC Premier World Mastercard (Qantas Rewards)

Apple & Google Pay
Balance transfer
No annual fee

19.99%

$299

Australian Credit Licence 232595

Fees & charges apply

HSBC Platinum Qantas Credit Card

Special
Apple & Google Pay
Balance transfer

19.99%

for 12 months then $149 thereafter

Australian Credit Licence 232595

Fees & charges apply

HSBC Platinum Credit Card (Balance Transfer Offer)

Balance Transfer
Apple & Google Pay
Balance transfer

19.99%

Australian Credit Licence 232595

Fees & charges apply

HSBC Premier World Mastercard (Rewards Plus)

Apple & Google Pay
Balance transfer
No annual fee

HSBC credit cards

Why choose HSBC

Benefits

Drawbacks