Credit Cards Articles

Relevant Credit Cards articles and tips

Alex Ritchie

Personal Finance Editor

Can you pay your taxes with a credit card?

If you owe money to the Australian Tax Office, or if you’re a sole trader or self-employed, you may be wondering if you can pay your taxes with your credit card.

Credit Cards

30 Jul, 2020

5 min read

Can you pay your taxes with a credit card?

Alex Ritchie

Personal Finance Editor

When is the right time to pay off your credit card?

If you’ve been struggling financially and mentally with the pressures of credit card debt, you may feel the right time to pay it off was yesterday. But taking the steps today to pay down your debt is a better time than any to start.

Credit Cards

08 Jul, 2020

7 min read

When is the right time to pay off your credit card?

Nick Bendel

Property & Personal Finance Writer

How to check your credit rating

Applying for a home loan, credit card or mobile phone card? Whatever type of loan or credit you apply for, the decision to approve or reject your application will come down to your credit report.

Credit Cards

04 Jul, 2018

4 min read

Alex Ritchie

Personal Finance Editor

No credit check credit cards

When you have a less than average credit score, searching for a credit card can feel like dodging an ‘approval’ mine field. However, you can still apply for a credit card online or in a branch with bad credit, and there are still credit card providers who will approve you – you just have to do your research first.

Credit Cards

26 Jun, 2018

5 min read

Alex Ritchie

Personal Finance Editor

How to consolidate your credit card debt

Do you have a couple of credit cards which plague you with constant reminders of outstanding debt? Trying to manage your debt when it’s coming from every angle can be difficult, not to mention costly.

Credit Cards

08 Jun, 2018

7 min read

How to consolidate your credit card debt

Alex Ritchie

Personal Finance Editor

Budget travel tips for an insanely affordable holiday

RateCity has compiled a list of ten budget travel tips for an insanely affordable holiday.

Credit Cards

22 Jan, 2018

4 min read

Budget travel tips for an insanely affordable holiday

Mark Bristow

Personal Finance Editor

What are the pros and cons of having multiple credit cards?

Many people love the convenience offered by credit cards. Rather than saving up cash over time to make a purchase, you can use your card to buy right now.

Credit Cards

22 Dec, 2017

4 min read

What are the pros and cons of having multiple credit cards?

Mark Bristow

Personal Finance Editor

How much of my credit card should I pay off each month?

Credit cards offer a convenient way to borrow large or small amounts of money whenever you need it, which can prove very useful in the right circumstances. But of course, any money you borrow will need to be paid back, with interest over time.

Credit Cards

18 Oct, 2017

4 min read

How much of my credit card should I pay off each month?

Nick Bendel

Property & Personal Finance Writer

5 bad habits that keep people trapped in debt

Would you buy a $1 coin off somebody for $1.20? The idea sounds ludicrous, but people who are in debt traps do something similar all the time.

Credit Cards

19 Sep, 2017

4 min read

5 bad habits that keep people trapped in debt

Alex Ritchie

Personal Finance Editor

What happens if I don't pay my credit card bill on time?

Failing to pay your credit card bill will have consequences, and they will only get more severe (and more expensive) as time goes on.

Credit Cards

18 Aug, 2017

5 min read

What happens if I don't pay my credit card bill on time?

Alex Ritchie

Personal Finance Editor

How to repair your credit score

Swiping your credit card to buy that new laptop may have felt great in the moment but your lender doesn’t care that your purchase improved your happiness; they care that you pay your monthly invoices – with interest.

Credit Cards

06 Mar, 2017

6 min read