Credit Cards Articles

Pre-Christmas credit splurge behind growing defaults

Are you applying for a credit card or taking out a car loan? Don't spend beyond your means over Christmas and become another statistic.

Australia's billion dollar gym industry

Before signing a gym contract and charging your credit card, check the fine print and make sure any changes are noted in writing. It's not worth your savings account taking a hit!

How to cut costs on essentials

Ditch the reliance on the credit card and cut down on costs with these tips. It pays to ditch the big-name brands at the supermarket.

Don't get engaged to debt: How to save for your wedding

Don't rely solely on your credit card to pay for your wedding! Here are some clever ways to save when you're going to tie the knot.

RateCity in the Media: 2014 Mar, 9 News: credit reporting

Understanding credit card interest-free days

Australian credit card customers are fighting an uphill battle against growing credit card interest fees by failing to take advantage of their cards interest-free days.

Credit card rewards: are they right for you?

In the age of online shopping and what seems to be becoming a cashless society, it would be hard to get by without a credit card. But what about credit cards that offer a rewards program? Are they as valuable as your lender would like you to believe?

How to use credit cards the smart way

You'd be hard-pressed trying to book a holiday or make a purchase online without a credit card. Even in the offline world, credit cards are wonderfully convenient and allow you to carry around less cash. But there is a not-so-smart and a smart way to use them. These are the smart ways.

Financial decisions you'll regret later

For most people in their 20s and 30s, life is about enjoyment, flexibility and abundant experiences - and that's a good thing. But the financial decisions we make early on can have a lasting impact on the rest of our lives.

What do you know about your credit file?

Whether you are signing up for a mobile phone plan, a business loan or a mortgage, your approval can come down to one thing: your credit history. But most Australians have never checked their credit history, nor do they have a clue how to do so.

How to avoid financial disasters

From over-spending to racking up a massive debt or falling victim to a financial scam, financial disasters come in all sorts of guises and levels of crisis. Here are some valuable tips to help you avoid financial disasters of all kinds.

Aussies' $10.7m gift' to credit card providers

Australians will 'gift' an estimated $10.7 million to their credit card providers in the form of extra interest revenue in January, new research has found.