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Relevant Credit Cards articles and tips

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Credit cards 101

Most would agree that credit cards can make life easier. If not handled correctly, however, they can also make life difficult. The best way to avoid getting bogged down in credit card debt is to understand how credit cards work.

Credit Cards

24 Oct, 2013

3 min read

Credit cards 101
Patricia Babalis

Don't blow your holiday budget

Australians are renowned travellers but if new research is anything to go by, we're not so good at keeping a lid on holiday spending.

Credit Cards

02 Sep, 2013

3 min read

Don't blow your holiday budget
Laine Gordon

Head of Public Relations

Big changes for credit cardholders in 2014

Signing for card payments to be phased out from next year under a new proposal from Visa and MasterCard.

Credit Cards

12 Jul, 2013

3 min read

Big changes for credit cardholders in 2014
Laine Gordon

Head of Public Relations

Credit cardholders could be paying 2013 debts in 2037

RateCity found it would take 24 years and five months to repay the average credit card bill of $3282 if making only the minimum repayment each month.

Credit Cards

17 Apr, 2013

3 min read

Credit cardholders could be paying 2013 debts in 2037
Laine Gordon

Head of Public Relations

Five ways to clear debt fast

The percentage of Aussies planning to take on debt in the next couple of months is at three-year lows, according to a Dun & Bradstreet Survey.

Credit Cards

25 Feb, 2013

4 min read

Five ways to clear debt fast
Laine Gordon

Head of Public Relations

How to protect against financial scams

We're among the world's keenest online shoppers, but Australians are still losing millions of dollars every year to dodgy online sellers and scammers.

Credit Cards

14 Feb, 2013

4 min read

How to protect against financial scams
Laine Gordon

Head of Public Relations

Expert tips to trim your credit card bills

Australians owe about $50 billion on credit cards so it's little surprise that many users are being hit with hefty interest charges.

Credit Cards

20 Jan, 2013

4 min read

Expert tips to trim your credit card bills
Laine Gordon

Head of Public Relations

Be careful with your credit card this Christmas

Using the wrong credit card to shop online and overseas is set to cost Australians an estimated $200 million this year, reports suggest.

Credit Cards

28 Nov, 2012

3 min read

Be careful with your credit card this Christmas
Laine Gordon

Head of Public Relations

Survive Christmas without going into debt

Christmas doesn't have to blow the budget this year, however. There are simple ways to cut the cost of the festive season.

Credit Cards

30 Oct, 2012

3 min read

Survive Christmas without going into debt
Laine Gordon

Head of Public Relations

Why it's time to leave mum and dad's pad

A few years ago, people were talking about an "empty nest syndrome", as middle-aged parents were left in big houses they'd bought to accommodate themselves and their kids. But now those houses are filling up again.

Credit Cards

07 Oct, 2012

3 min read

Why it's time to leave mum and dad's pad
Laine Gordon

Head of Public Relations

Lay-by your next holiday

You can buy a pair of jeans, a designer watch, and even a flat-screen TV on lay-by. In fact, there are not many large purchases you can't put on a payment plan these days.

Credit Cards

14 May, 2012

4 min read

Lay-by your next holiday
RateCity

RateCity's Australian credit card comparison

Do you want to compare Australian credit cards? Then you've come to the right place because at RateCity you can search, compare and apply for a range of products from low-interest credit cards and low-fee cards, to balance transfer and rewards cards.

Credit Cards

19 Apr, 2012

2 min read

RateCity's Australian credit card comparison

Promoted credit cards products

Kogan Australia Pty Ltd (Kogan Money) credit cardKogan Australia Pty Ltd (Kogan Money)

Kogan Money Black Card

  • RateCity Exclusive
  • Apple & Google Pay
  • Balance transfer
  • No annual fee

Purchase rate p.a.

0.00%

for up to 10 months, then 21.99%

Annual fee

$0

More detailsclick for more details

Australian Credit Licence 286655
Fees & charges apply

David Jones credit card

David Jones Premiere credit card

  • Cashback
  • Apple, Google & Samsung Pay
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Purchase rate p.a.

23.99%

Annual fee

$99

More detailsclick for more details

Australian Credit Licence 392145
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David Jones credit card

David Jones Prestige credit card

  • Cashback
  • Apple, Google & Samsung Pay

Purchase rate p.a.

23.99%

Annual fee

$295

More detailsclick for more details

Australian Credit Licence 392145
Fees & charges apply

First Option Credit Union Limited credit cardFirst Option Credit Union Limited

First Option Bank Low Rate Visa Credit Card

  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

10.49%

Annual fee

$0

for 12 months then $48 thereafter

Australian Credit Licence 236509
Fees & charges apply

product data updated on

Product data updated on 20 Sep 2024