Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
235 articles written by Vidhu Bajaj
![](https://images.ratecity.com.au/large/20240906/biggest-qantas-frequent-flyer-points-credit-card-sign-september-2024-eUEIe2TIb.jpg)
Biggest Qantas frequent flyer points at credit card sign up in September 2024
In September 2024, there are a variety of providers offering credit cards with Qantas frequent flyer points bonuses on sign up, ranging from 100,000 points all the way up to 150,000 points.
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Vidhu Bajaj -
06 Sep, 2024 -
3 min read
![](https://images.ratecity.com.au/large/20240906/credit-cards-offering-biggest-sign-up-rewards-point-bonuses-september-2024-BI0kiuC-M.jpg)
Credit cards offering the biggest sign-up rewards point bonuses in September 2024
Several credit card options offer competitive six-figure bonus rewards points in September 2024. Compare and find the one that fits your needs and lifestyle.
![vidhu-bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj -
06 Sep, 2024 -
3 min read
![](https://images.ratecity.com.au/large/20240906/home-loan-cashback-deals-september-2024-khqvqJkP-.jpg)
Cashback home loan deals in September 2024
Compare the available September 2024 home loan cashback deals options at RateCity as per your need.
![vidhu-bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj -
06 Sep, 2024 -
2 min read
![](https://images.ratecity.com.au/large/20240903/administrator-business-man-financial-inspector-secretary-making-report-calculating-balance-RqDwpjX66.jpg)
Can you pay off a personal loan early?
Discover if paying off your personal loan early is right for you, what are the repayment strategies, and how paying off early might impact your credit score.
![vidhu-bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj -
03 Sep, 2024 -
4 min read
![](https://images.ratecity.com.au/large/20220805/piggy-bank-savings-TvtcHjPCA.jpg)
How do you deposit cash or change into your bank account?
Learn how to deposit cash or coins into your bank account through branch visits, deposit ATMs, or Bank@Post services, and explore options to exchange coins.
![vidhu-bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj -
30 Aug, 2024 -
4 min read
![](https://images.ratecity.com.au/large/20230321/searching-map-1-IVxnb-yej.jpg)
What happens to your super when you move overseas?
Considering a move overseas and curious how this could affect your super? You may not be able to access your superannuation funds early.
![vidhu-bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj -
29 Aug, 2024 -
5 min read
![](https://images.ratecity.com.au/large/20230118/car-trade-in-value-D61TArkkk.jpg)
What is a car's trade-in value, and is it better to trade in a car than to sell it privately?
Learn the pros and cons of trading in your car vs. selling it privately. Discover which option could give you better value for your vehicle.
![vidhu-bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj -
29 Aug, 2024 -
8 min read
![](https://images.ratecity.com.au/large/20221118/some-of-the-best-home-loans-for-investors-and-refinancers-in-november-2022-FNvTPerSU.jpg)
What is a good rental yield?
Learn what is considered a good rental yield, how to calculate rental yield, and best places for rental yield in Australia.
![vidhu-bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj -
29 Aug, 2024 -
7 min read
![](https://images.ratecity.com.au/large/20220516/some-of-the-best-home-loans-for-investors-and-refinancers-in-may-2022-dtbtdyd-I.jpg)
What is a property development loan?
Learn what a property development loan is, how it works, the differences between residential and commercial loans, and how much you can borrow for your project.
![vidhu-bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj -
28 Aug, 2024 -
6 min read
![](https://images.ratecity.com.au/large/20211223/i-stock-654197404-74f-7lFga.jpg)
What happens at the end of a novated lease?
Explore your options at the end of a novated lease: buy the car, refinance, or upgrade. Learn about residual values and what happens if you change jobs.
![vidhu-bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj -
27 Aug, 2024 -
7 min read