Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
276 articles written by Vidhu Bajaj
Is it possible to get a personal loan using your home equity?
The equity you build in your house can be used as collateral to borrow money from a home loan lender at a potentially lower rate than a personal loan
Vidhu Bajaj -
30 Nov, 2022 -
5 min read
How do banks fund mortgages?
Curious as to how banks can afford to fund mortgages? The answer lies with the funds in your humble bank and savings accounts.
Vidhu Bajaj -
30 Nov, 2022 -
3 min read
How do mortgage deposits work
Understand what lenders expect when it comes to mortgage deposits, and how the deposit you pay will affect your loan.
Vidhu Bajaj -
17 Nov, 2022 -
3 min read
What is a super health check?
Contributing to super is crucial to ensuring a financially-stable retirement for Australians. A super health check can tell you how you’re progressing in your attempt to achieve this goal
Vidhu Bajaj -
17 Nov, 2022 -
7 min read
How much should I spend on a car?
In the market for a new car? You may be wondering how much to spend? Before buying, ensure you consider all costs beyond the purchase price.
Vidhu Bajaj -
17 Nov, 2022 -
6 min read
What is Avalanche?
Avalanche is an advanced blockchain network that supports smart contracts. Find out what Avalanche is, how it works, and how you can purchase its native token, AVAX.
Vidhu Bajaj -
09 Nov, 2022 -
5 min read
What is Dogecoin, and is it a good investment?
Find out about Dogecoin, the reasons behind its popularity and whether you should invest in it.
Vidhu Bajaj -
09 Nov, 2022 -
6 min read
How to reduce your mortgage repayments
There are multiple reasons you may need or want to reduce your mortgage repayments. Here are some ways you can do it.
Vidhu Bajaj -
27 Oct, 2022 -
1 min read
Eco-friendly tips to improve your car’s fuel economy
If you’re looking for tips to improve the fuel economy of your car, changing the way you drive could save you some dollars and also help the environment.
Vidhu Bajaj -
27 Oct, 2022 -
6 min read
Which are the best 4WD cars in Australia?
Deciding on the best four-wheel drive (4WD) car in Australia is really based on what you need and how you’ll use it.
Vidhu Bajaj -
20 Oct, 2022 -
6 min read