Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
276 articles written by Vidhu Bajaj
What is the SIS Act, and how does it impact the management of super funds?
The trustees of a super fund must ensure that they comply with the SIS Act of 1993. Members can also be helped by understanding how the Act protects their interests.
Vidhu Bajaj -
09 Jan, 2023 -
4 min read
How does a conservative super fund work?
Unlike other super funds, conservative super funds typically offer smaller returns but are more likely to maintain the member’s investment.
Vidhu Bajaj -
20 Dec, 2022 -
4 min read
What you should know about superannuation for under 18-year-olds
Gotten your first job and wondering how or what superannuation means for under 18-year-olds? Get all the information you need to understand super.
Vidhu Bajaj -
20 Dec, 2022 -
5 min read
Can I take a loan from my superannuation fund?
You can’t access your super before retirement, but can you take out a loan you’ll pay back? There are select circumstances where you can get money from your super.
Vidhu Bajaj -
20 Dec, 2022 -
3 min read
When should I get a survey done on my property?
While you don’t legally need to undertake a property survey, you can do so to learn about the home you are about to buy and prepare for any eventualities.
Vidhu Bajaj -
19 Dec, 2022 -
3 min read
What are some of the good small cars in Australia?
Discover the safest small cars recommended by ANCAP and other criteria you may compare to find the best small car for you.
Vidhu Bajaj -
19 Dec, 2022 -
6 min read
Understanding inheritance tax in Australia
When a loved one passes away, you’ll have multiple financial matters to finalise. While Australia doesn’t charge death duties, there could still be tax liabilities to consider further down the line.
Vidhu Bajaj -
19 Dec, 2022 -
5 min read
How to pay your bills online with a credit card
Paying your bills online with a credit card depends on various factors, including your credit card provider, the type of bill, and the payment options provided by the merchant.
Vidhu Bajaj -
14 Dec, 2022 -
4 min read
What are deeming rates for superannuation?
Deeming rates are used by the government to calculate your income from financial assets while determining your age pension entitlements.
Vidhu Bajaj -
14 Dec, 2022 -
4 min read
Buying a demonstrator car
Considering buying a demonstrator car? Make sure you make the right decision and understand your purchase by being fully informed of the pros and cons of buying a demo car.
Vidhu Bajaj -
05 Dec, 2022 -
5 min read