Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
276 articles written by Vidhu Bajaj
What is the difference between Bitcoin and Bitcoin Cash?
Although Bitcoin Cash is formed from Bitcoin, there are a lot of technical differences between them. The crucial difference is the block size.
Vidhu Bajaj -
23 Jan, 2023 -
5 min read
What is Bitcoin SV, and why was it created?
Bitcoin SV is a hard fork of Bitcoin Cash that was launched in 2018. Learn more about Bitcoin SV.
Vidhu Bajaj -
23 Jan, 2023 -
4 min read
How does a superannuation proceeds trust work?
You can create a super proceeds trust through your will to ensure that your nominated beneficiaries receive your super death benefits without owing tax.
Vidhu Bajaj -
23 Jan, 2023 -
4 min read
What happens if you make multiple car loan applications?
Finding the right car loan means looking at different lenders; however, your credit score is impacted if you file multiple applications at once.
Vidhu Bajaj -
23 Jan, 2023 -
5 min read
Manual vs automatic car: which is better?
Find out the difference between a manual and an automatic car and which is better to drive.
Vidhu Bajaj -
23 Jan, 2023 -
6 min read
What are cryptocurrency tokens and how do they differ from crypto coins
Learn what a cryptocurrency token is and what the difference is between a coin and a token.
Vidhu Bajaj -
23 Jan, 2023 -
3 min read
Buy your first home with a low deposit and no LMI with these government-backed schemes
The Home Guarantee Scheme (HGS) is an initiative by the Australian government to help eligible first home buyers purchase a home sooner
Vidhu Bajaj -
23 Jan, 2023 -
8 min read
When can I apply for withdrawing superannuation benefits?
You can typically apply to withdraw super benefits only once you reach your preservation age and meet a condition of release, but there may be restrictions involved.
Vidhu Bajaj -
18 Jan, 2023 -
5 min read
When do I need an approved deposit super fund account?
An approved deposit super fund account can be used to deposit employment termination benefits after changing or losing your job and held for retirement.
Vidhu Bajaj -
18 Jan, 2023 -
4 min read
What is the super guarantee charge?
The ATO levies the super guarantee charge (SGC) on employers if they fail to pay an employee’s super guarantee on time and to the correct fund.
Vidhu Bajaj -
18 Jan, 2023 -
4 min read