203 articles written by Peter Terlato
See your savings swell with RateCity and First Option Bank's exclusive 5% term deposit
To take advantage of this special offer, simply deposit $5,000 or more in a First Option Bank 6-month or 12-month standard term deposit and you’ll earn a fixed rate of 5% annual interest over that period.
Peter Terlato -
18 May, 2023 -
3 min read
Score high-interest savings rates in May 2023
The highest interest savings accounts exceed 5% - advantageous for anyone who can manage to put some funds aside.
Peter Terlato -
12 May, 2023 -
3 min read
Need a boost for your business? Explore top personal loans for May 2023
Deciding between a personal and a business loan can be challenging. While business loans may appear more appropriate, personal loans can offer more flexibility.
Peter Terlato -
12 May, 2023 -
2 min read
Maximise your savings: top terms deposits for May 2023
Now may be an opportune time to compare a range of term deposit accounts and the different options that are available.
Peter Terlato -
12 May, 2023 -
3 min read
How the Federal Budget 2023/24 affects homebuyers
The Federal Budget 2023/24 includes a number of resolutions aimed at making it easier and more affordable for people to purchase their own homes.
Peter Terlato -
10 May, 2023 -
5 min read
Why is the Australian dollar low? Here's how interest rates affect the value of our currency
There are a number of long-term and short-term drivers that affect demand and supply in the foreign exchange market. Over the past few months, the AUD has dropped dramatically. So, what has caused this sudden fluctuation in market value?
Peter Terlato -
03 May, 2023 -
10 min read
What to expect from the RBA meeting in May 2023
ANZ, NAB and Westpac are all predicting no movement, while CBA anticipates a hike of 25 basis points - although the bank’s economic team stressed it’s a line-ball call.
Peter Terlato -
28 Apr, 2023 -
6 min read
Inflation slows but further interest rate rises are still on the cards
The Australian Bureau of Statistics (ABS) quarterly Consumer Price Index (CPI) indicator reported a 1.4% rise over the quarter, advancing the notion that the pace of inflation is slowing.
Peter Terlato -
26 Apr, 2023 -
4 min read
What are the benefits of having a credit card?
A credit card can be an incredibly advantageous tool for individuals and households. They can boost your purchasing power; help to establish, improve and, if necessary, repair your credit history; as well as provide exclusive perks and bonuses.
Peter Terlato -
24 Apr, 2023 -
5 min read
What is the difference between public offer and non-public offer superannuation funds?
Some superannuation funds are available for all Australians to join. These are known as public offer funds. Funds that are exclusively available to certain groups of individuals, such as workers in a particular industry or employees of one specific company, are referred to as non-public offer funds.
Peter Terlato -
21 Apr, 2023 -
3 min read