RateCity.com.au

203 articles written by Peter Terlato

Term Deposits

See your savings swell with RateCity and First Option Bank's exclusive 5% term deposit

To take advantage of this special offer, simply deposit $5,000 or more in a First Option Bank 6-month or 12-month standard term deposit and you’ll earn a fixed rate of 5% annual interest over that period.

peter-terlato

Peter Terlato -

18 May, 2023 -

3 min read

Savings Accounts

Score high-interest savings rates in May 2023

The highest interest savings accounts exceed 5% - advantageous for anyone who can manage to put some funds aside.

peter-terlato

Peter Terlato -

12 May, 2023 -

3 min read

Personal Loans

Need a boost for your business? Explore top personal loans for May 2023

Deciding between a personal and a business loan can be challenging. While business loans may appear more appropriate, personal loans can offer more flexibility.

peter-terlato

Peter Terlato -

12 May, 2023 -

2 min read

Term Deposits

Maximise your savings: top terms deposits for May 2023

Now may be an opportune time to compare a range of term deposit accounts and the different options that are available.

peter-terlato

Peter Terlato -

12 May, 2023 -

3 min read

Home Loans

How the Federal Budget 2023/24 affects homebuyers

The Federal Budget 2023/24 includes a number of resolutions aimed at making it easier and more affordable for people to purchase their own homes.

peter-terlato

Peter Terlato -

10 May, 2023 -

5 min read

Home Loans

Why is the Australian dollar low? Here's how interest rates affect the value of our currency

There are a number of long-term and short-term drivers that affect demand and supply in the foreign exchange market. Over the past few months, the AUD has dropped dramatically. So, what has caused this sudden fluctuation in market value?

peter-terlato

Peter Terlato -

03 May, 2023 -

10 min read

Home Loans

What to expect from the RBA meeting in May 2023

ANZ, NAB and Westpac are all predicting no movement, while CBA anticipates a hike of 25 basis points - although the bank’s economic team stressed it’s a line-ball call.

peter-terlato

Peter Terlato -

28 Apr, 2023 -

6 min read

Home Loans

Inflation slows but further interest rate rises are still on the cards

The Australian Bureau of Statistics (ABS) quarterly Consumer Price Index (CPI) indicator reported a 1.4% rise over the quarter, advancing the notion that the pace of inflation is slowing.

peter-terlato

Peter Terlato -

26 Apr, 2023 -

4 min read

Credit Cards

What are the benefits of having a credit card?

A credit card can be an incredibly advantageous tool for individuals and households. They can boost your purchasing power; help to establish, improve and, if necessary, repair your credit history; as well as provide exclusive perks and bonuses.

peter-terlato

Peter Terlato -

24 Apr, 2023 -

5 min read

Superannuation

What is the difference between public offer and non-public offer superannuation funds?

Some superannuation funds are available for all Australians to join. These are known as public offer funds. Funds that are exclusively available to certain groups of individuals, such as workers in a particular industry or employees of one specific company, are referred to as non-public offer funds.

peter-terlato

Peter Terlato -

21 Apr, 2023 -

3 min read