RateCity.com.au

203 articles written by Peter Terlato

Home Loans

How to find a mortgage broker

With so many options out there, it can be overwhelming to know where to start. But fear not! We've put together a handy guide to help you navigate the process in order to find the ideal mortgage broker for your needs.

peter-terlato

Peter Terlato -

22 Jun, 2023 -

6 min read

Personal Loans

Can I take out a personal loan after getting a home loan?

After successfully securing a home loan and purchasing a property, it’s not uncommon for mortgage holders to be strapped for cash. You might consider taking out a personal loan to help pay for renovations costs, buy new furniture, or simply to cover necessary everyday expenses.

peter-terlato

Peter Terlato -

20 Jun, 2023 -

4 min read

Home Loans

Households struggle as Australia's economy hits the brakes

This is the sixth straight rise in quarterly GDP but the slowest growth since the COVID-19 Delta lockdowns in September quarter 2021.

peter-terlato

Peter Terlato -

07 Jun, 2023 -

3 min read

Term Deposits

Lock in savings: top terms deposits for June 2023

If you're thinking about squirrelling away some of your hard-earned savings this winter, you may want to take this opportunity to explore different term deposits offering attractive rates.

peter-terlato

Peter Terlato -

06 Jun, 2023 -

2 min read

Savings Accounts

Boost your savings with rates above 5% in June 2023

Savings rates have rarely been this high over the past decade. If you have the ability to set some cash aside, now may be an ideal time to do so in order to take advantage of this attractive opportunity.

peter-terlato

Peter Terlato -

06 Jun, 2023 -

3 min read

Personal Loans

Fixed rate or variable: top personal loans for June 2023

A fixed rate personal loan offers a sense of financial security, while a variable rate personal loan can take advantage of fluctuations in bank interest rates.

peter-terlato

Peter Terlato -

06 Jun, 2023 -

3 min read

Home Loans

Will the latest inflation figures push up interest rates in June?

Given that the latest CPI figures illustrate a return to rising prices, these results could influence the RBA to continue raising the cash rate in an effort to ease Australia’s inflationary pressures.

peter-terlato

Peter Terlato -

31 May, 2023 -

4 min read

Credit Cards

10 tips and tricks to save money at the supermarket

We've compiled a list of useful tips and strategies that could unlock a raft of supermarket savings and help you to discover several benefits that you may be unaware of.

peter-terlato

Peter Terlato -

26 May, 2023 -

10 min read

Buy Now Pay Later

Buy Now Pay Later rules are changing: why you should check your credit score

BNPL companies will soon be forced to perform hard credit checks on customers. If your credit application is subsequently denied, this could negatively impact your credit score and your potential to access credit in the future.

peter-terlato

Peter Terlato -

26 May, 2023 -

4 min read

Home Loans

Economic trends and predictions: What can Australia expect for the remainder of 2023?

While our domestic economy is expected to outperform other advanced economies, significant challenges persist including borrowers struggling to meet loan repayments, rising interest rates, and a potential consumer recession.

peter-terlato

Peter Terlato -

23 May, 2023 -

7 min read