Fixed rate or variable: top personal loans for July 2023

There are many factors that go into selecting a personal loan, such as deciding on a lender and comparing the different features of loans.

Supercharge your savings with rates above 5.50% in July 2023

Savings rates are at some of the highest levels in more than a decade. A number of different banks offering ongoing rates of 5.50% or higher.

Guaranteed growth: top terms deposits for July 2023

You may want to compare several term deposit accounts to discover those offering the most attractive rates and features that fit your savings goals.

Home loan refinancing hits new high - what are your options?

Refinancing among owner-occupied borrowers hit a new high in May. In recent weeks, Westpac and the Commonwealth Bank of Australia (CBA) have reduced their mortgage serviceability buffers to assist borrowers wanting to refinance and switch lenders.

What to know when applying for a home loan while pregnant

Preparing for a baby is stressful enough without throwing a home loan into the mix. But being armed with the right information about applying for a home loan while on maternity leave may help.

The Super Guarantee is rising to 11%: What this means for your salary and retirement

Employees don’t need to do anything with regards to the increase in super contributions. Your employer has the responsibility of making the necessary adjustments. However, it's sensible to regularly review your super payments.

Can you close a bank account with pending transactions?

In most cases, your bank withholds the amount owing for pending transactions (such as online purchases). Because the pending amount is deducted from your bank balance, you can close your bank account and the purchase will be honoured.

Inflation slowdown - what does this mean for interest rates in July?

This is the smallest increase in annual inflation since April last year. Prices keep rising, as do interest rates. This latest inflation data will likely factor into next month's cash rate decision.

Can you get a home loan with no fees?

There are lenders that offer home loans with no upfront or ongoing fees. However, to be eligible for a no fee home loan you may have to meet certain requirements and could still incur fees if you break the terms of the mortgage contract.

What do mortgage brokers do?

Mortgage brokers are finance professionals who help borrowers organise home loans with mortgage lenders.