206 articles written by Peter Terlato
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Secure your stash: top term deposits for August 2023
With interest rates at or near their peak, this may be a strategic moment to consider stashing some of your savings in a term deposit.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
08 Aug, 2023 -
2 min read
![](https://images.ratecity.com.au/large/20230808/woman-with-piggy-bank-tdQDhqMkq.jpg)
Expand your savings with rates above 5.50% in August
Savings rates are at some of the highest levels in more than a decade. RateCity lists nine different banks offering ongoing rates of 5.50% or higher.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
08 Aug, 2023 -
3 min read
![](https://images.ratecity.com.au/large/20230808/personal-loan-budget-HIuZcfnGN.jpg)
Doubling down on finance: top personal loans for August 2023
If you’re seeking finance, it may be worthwhile comparing a number of different loan options to find terms that align with your budget.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
08 Aug, 2023 -
3 min read
![](https://images.ratecity.com.au/large/20230808/refinancing-2-uBBl65J_t.jpg)
Home loan refinancing remains strong - what are your options?
Australian homeowners seeking lesser rates and lower monthly repayments may be considering refinancing. Discover an array of different options available right now.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
08 Aug, 2023 -
4 min read
![](https://images.ratecity.com.au/large/20230728/calculator-coins-J33zpXWC0.jpg)
August cash rate: key economic indicators shaping the decision
We explore the stats to determine the likelihood that the RBA will lower, hold or raise the official cash rate.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
28 Jul, 2023 -
6 min read
![](https://images.ratecity.com.au/large/20230726/inflation-continues-to-drop-how-will-this-affect-interest-rates-in-august-UC4UdGTKW.jpg)
Inflation continues to ease - how will this affect interest rates in August?
The rate at which inflation is growing has eased over the past three months, according to the latest economic data.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
26 Jul, 2023 -
4 min read
![](https://images.ratecity.com.au/large/20200313/i-stock-874852214-Kq2LbmuET.jpg)
How do second mortgages and home equity loans differ from refinancing?
Both refinancing and home equity loans let you borrow against the equity you have built up with your home. But the best choice for you may depend on your financial situation and personal goals.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
25 Jul, 2023 -
6 min read
![](https://images.ratecity.com.au/large/20230720/pay-pal-_MuzHDHTB.jpg)
How do I transfer money from Paypal to my bank account?
Transferring funds from your PayPal account to your bank account is generally quick and simple. There are six simple steps to follow to complete a successful withdrawal.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
20 Jul, 2023 -
4 min read
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8 meetings a year: the biggest changes coming to the RBA
Dr Lowe revealed a number of innovations and modifications to the way in which the RBA Board discusses, sets and communicates monetary policy.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
12 Jul, 2023 -
5 min read
![](https://images.ratecity.com.au/large/20230707/personal-loan-woman-1wSoEZuKp.jpg)
Fixed rate or variable: top personal loans for July 2023
There are many factors that go into selecting a personal loan, such as deciding on a lender and comparing the different features of loans.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
07 Jul, 2023 -
3 min read