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206 articles written by Peter Terlato

Home Loans

RBA Board to be replaced by panel of experts: how does this affect interest rates?

A review of the RBA has proposed a raft of recommended changes, including the establishment of a new Monetary Policy Board to oversee changes to the national cash rate.

peter-terlato

Peter Terlato -

20 Apr, 2023 -

5 min read

Credit Cards

What are some of the common credit cards for frequent flyers?

The most beneficial credit card for you may not be ideal for another person. There are a variety of factors that can influence which frequent flyer credit card you choose. It’s sensible to consider how you’ll want to spend your points to determine the card you select.

peter-terlato

Peter Terlato -

18 Apr, 2023 -

5 min read

Credit Cards

Can you pay a credit card from another bank?

Generally, it’s not possible to directly make a credit card repayment with a credit card or debit card. However, there are ways to pay a bill from another bank. These include services such as BPAY, direct debit and Post Billpay.

peter-terlato

Peter Terlato -

14 Apr, 2023 -

4 min read

Home Loans

What is Afford Assist?

Saving for a deposit can be incredibly difficult, particularly if you’re battling tough economic conditions, such as soaring inflation, costly real estate values and a pricey rental market. AffordAssist provides an alternative solution.

peter-terlato

Peter Terlato -

13 Apr, 2023 -

5 min read

Home Loans

How to find a good home loan lender

Finding a good home loan provider can be as important as finding the right house to buy. Here’s how to go about determining if the lender you're considering is ideal for you and your needs.

peter-terlato

Peter Terlato -

11 Apr, 2023 -

4 min read

Savings Accounts

Highest interest savings rates over 5% in April 2023

This is the highest the cash rate has been since mid-2012, encouraging banks to offer high-interest savings rates not seen in years.

peter-terlato

Peter Terlato -

06 Apr, 2023 -

3 min read

Term Deposits

Lock in high interest with term deposits in April 2023

If you’re thinking of putting away a portion of your savings for an extended period, now may be the time to consider comparing a range of term deposit accounts and the different options that are available.

peter-terlato

Peter Terlato -

06 Apr, 2023 -

2 min read

Personal Loans

Wondering how much you can borrow? Check out April's top personal loans

Whether you’re paying for home renovations or need to consolidate debt, if you’re in need of a large lump sum you may be considering taking out a personal loan. Whatever your reason, you may be curious as to how much you can request to borrow and the maximum amount a lender would give you.

peter-terlato

Peter Terlato -

04 Apr, 2023 -

3 min read

Home Loans

ING cuts fixed rates: who's offering the cheapest fixed rate home loans right now?

More than 10 Australian lenders have cut fixed interest rates over the past 10 days, ahead of the RBA's official cash rate decision next week.

peter-terlato

Peter Terlato -

30 Mar, 2023 -

4 min read

Home Loans

Disinflation is here: How will this affect interest rates?

The RBA Board has been adamant that its decision to raise the cash rate at every opportunity over the past year has been to quell the scourge of rising inflation. Now that inflation has peaked and consecutive monthly figures indicate a notable deceleration, could this compel the Board to leave the cash rate untouched during its meeting next week?

peter-terlato

Peter Terlato -

29 Mar, 2023 -

3 min read