RateCity.com.au
laine-gordon

Laine Gordon

Money Editor

linkedin

974 articles written by Laine Gordon

Home Loans

Use your mortgage to achieve 2012 goals

As the clock struck midnight on New Year’s Day around two-thirds of Australians made financial resolutions – and our home loans could hold the key to making them happen.

laine-gordon

Laine Gordon -

18 Jan, 2012 -

3 min read

Home Loans

The great housing drought

Australia's housing shortfall is getting worse, with demand for an extra 214,700 homes nationally not being met.

laine-gordon

Laine Gordon -

12 Jan, 2012 -

3 min read

Credit Cards

Credit cards, don't get stung

There's no denying that credit cards make life a hell of a lot easier, but the banks seem intent on making us pay for the convenience by charging unreasonably high credit card interest rates.

laine-gordon

Laine Gordon -

12 Jan, 2012 -

3 min read

Home Loans

New initiative impacts borrowers

As many Australians rose bleary-eyed from their new year's celebrations, borrowers also woke to a timely pick-me-up from the federal government, with Canberra's banking reform legislation now making it compulsory for lending institutions to supply a home loan fact sheet to prospective borrowers, upon request.

laine-gordon

Laine Gordon -

09 Jan, 2012 -

3 min read

Foreign Exchange

Why Do Exchange Rates Change?

There’s a lot of debate amongst economists about what causes exchange rates to change. The team at RateCity have narrowed down six factors which influence rates. Can you guess which six?

laine-gordon

Laine Gordon -

21 Dec, 2011 -

3 min read

Home Loans

Save $90K on your home loan with ease

Having a mortgage may seem like a massive long-term financial commitment. But with a few simple tips, you could shave tens of thousands of dollars off the balance and be mortgage-free years sooner.

laine-gordon

Laine Gordon -

20 Dec, 2011 -

2 min read

Home Loans

Are you cut out to be a landlord?

With housing supply still trailing population growth, rents across Australia continue to rise steadily and rental yields – the percentage of rental income compared to the property's price – are more favourable than ever. That's good news for landlords and wannabe-landlords alike – now is a good time to consider property investment. But what does it take to be successful at it?

laine-gordon

Laine Gordon -

20 Dec, 2011 -

3 min read

Home Loans

Is 5 percent enough to save for your first home?

First home buyers entering the property market would be wise to consider saving at least 10 percent of the purchase price, despite most lenders now requiring just 5 percent down payment.

laine-gordon

Laine Gordon -

20 Dec, 2011 -

2 min read

Home Loans

The financial battle of the sexes, who will win?

If you're a single woman and the prospect of finding a mortgage leaves you overwhelmed don't feel alone – most women feel just like you. There are some positive steps you can take to become more confident about choosing a home loan.

laine-gordon

Laine Gordon -

20 Dec, 2011 -

3 min read

Foreign Exchange

Comparing Currencies

What currencies can you compare on RateCity? You might be surprised to find out we compare over 160 currencies from the obvious such as US dollar to the obscure, Tanzanian shilling!

laine-gordon

Laine Gordon -

16 Dec, 2011 -

3 min read