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laine-gordon

Laine Gordon

Money Editor

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Laine Gordon is the Money Editor at RateCity and an experienced journalist and research specialist. With a background in news and feature writing, covering finance, media and even food (a passion of hers) at Reed Elsevier publications, Laine brings almost two decades of experience to the team. Having covered major areas of interest to the general public from hip pocket issues to rising and falling interest rates and the impact to mortgages, credit and saving in Australia, she is passionate about researching and telling people’s stories to help others make better decisions about their own finances.

968 articles written by Laine Gordon

Home Loans

Home ownership out of reach for many Aussies

Home ownership may be the great Australian dream, but it's a dream that remains out of reach for many Australians. The State of Australian Cities report by Infrastructure Australia, released last month, highlighted yet again that the rise in Australian house prices over the past decade is among the highest in the developed world.

laine-gordon

Laine Gordon -

27 Nov, 2011 -

3 min read

Home Loans

How much is too much debt?

Buying your first home doesn't have to be a financial headache. There are ways to ensure you don't overstep your mortgage budget and borrow more that you can afford.

laine-gordon

Laine Gordon -

22 Nov, 2011 -

3 min read

Home Loans

How to get a holiday home to call your own

If owning a home is the great Australian dream, surely owning a holiday home is the dream on steroids.

laine-gordon

Laine Gordon -

20 Nov, 2011 -

3 min read

Home Loans

How to capitalise on a holiday home

If owning a home is the great Australian dream, surely owning a holiday home is the dream on steroids.

laine-gordon

Laine Gordon -

20 Nov, 2011 -

3 min read

Home Loans

Five ways to save as a first-home buyer

Buying your first home is an experience fraught with excitement, anticipation and fear, in constantly changing doses. The main anxiety-inducing aspect of the process is the cost. But don't despair: here are five ways to save when you are buying your first home and taking on a mortgage.

laine-gordon

Laine Gordon -

16 Nov, 2011 -

3 min read

Home Loans

Five ways to save $1000s when buying property

It doesn't matter which way you look at it, buying a home is an expensive exercise. Thankfully, the benefits can outweigh the negatives – you gain security, the satisfaction of designing your home exactly to your taste, and you stop wasting money on rent.

laine-gordon

Laine Gordon -

10 Nov, 2011 -

3 min read

Home Loans

Save a packet with a package

If you're trying to get a better deal on your mortgage, and improve your finances generally, it may be worth considering a package home loan, which bundles your mortgage together with other financial products, such as credit cards and everyday transaction accounts.

laine-gordon

Laine Gordon -

10 Nov, 2011 -

2 min read

Savings Accounts

Say goodbye to debt: six tips for a clean slate

For most of us, our mortgage is the biggest debt we'll carry through much of our adult life. But debt comes in all shapes and sizes - furniture or appliances bought on interest-free loans, mounting credit card debt and massive car loans are all symptoms of our buy now pay later consumer mentality.

laine-gordon

Laine Gordon -

07 Nov, 2011 -

3 min read

Home Loans

Buy this year to save over $17,000

From January 1, 2012, first homebuyers in NSW will have to fork out an extra $17,770 when buying a property valued under $500,000, thanks to the scrapping of the First Home Plus Scheme.

laine-gordon

Laine Gordon -

06 Nov, 2011 -

2 min read

Home Loans

Has your lender passed on the savings?

Even if they didn't back a winning horse in the race that stops a nation, Australian homeowners still scored a victory on Melbourne Cup Day, with news that the Reserve Bank dropped the official cash interest rate by 0.25 percent, to 4.50 percent.

laine-gordon

Laine Gordon -

02 Nov, 2011 -

3 min read