RateCity.com.au
laine-gordon

Laine Gordon

Money Editor

linkedin

974 articles written by Laine Gordon

Home Loans

Five ways to save as a first-home buyer

Buying your first home is an experience fraught with excitement, anticipation and fear, in constantly changing doses. The main anxiety-inducing aspect of the process is the cost. But don't despair: here are five ways to save when you are buying your first home and taking on a mortgage.

laine-gordon

Laine Gordon -

16 Nov, 2011 -

3 min read

Home Loans

Five ways to save $1000s when buying property

It doesn't matter which way you look at it, buying a home is an expensive exercise. Thankfully, the benefits can outweigh the negatives – you gain security, the satisfaction of designing your home exactly to your taste, and you stop wasting money on rent.

laine-gordon

Laine Gordon -

10 Nov, 2011 -

3 min read

Home Loans

Save a packet with a package

If you're trying to get a better deal on your mortgage, and improve your finances generally, it may be worth considering a package home loan, which bundles your mortgage together with other financial products, such as credit cards and everyday transaction accounts.

laine-gordon

Laine Gordon -

10 Nov, 2011 -

2 min read

Savings Accounts

Say goodbye to debt: six tips for a clean slate

For most of us, our mortgage is the biggest debt we'll carry through much of our adult life. But debt comes in all shapes and sizes - furniture or appliances bought on interest-free loans, mounting credit card debt and massive car loans are all symptoms of our buy now pay later consumer mentality.

laine-gordon

Laine Gordon -

07 Nov, 2011 -

3 min read

Home Loans

Buy this year to save over $17,000

From January 1, 2012, first homebuyers in NSW will have to fork out an extra $17,770 when buying a property valued under $500,000, thanks to the scrapping of the First Home Plus Scheme.

laine-gordon

Laine Gordon -

06 Nov, 2011 -

2 min read

Home Loans

Has your lender passed on the savings?

Even if they didn't back a winning horse in the race that stops a nation, Australian homeowners still scored a victory on Melbourne Cup Day, with news that the Reserve Bank dropped the official cash interest rate by 0.25 percent, to 4.50 percent.

laine-gordon

Laine Gordon -

02 Nov, 2011 -

3 min read

Home Loans

Top real estate bargains in Australia

Ever wondered where the best real estate bargains can be found in the country? You probably guessed it; they aren't in our big cities! In fact, Adelaide, Brisbane, Melbourne and Sydney all ranked in the top 10 most unaffordable metropolitan cities of the world, according to Demograhia's latest International Housing Affordability Survey.

laine-gordon

Laine Gordon -

31 Oct, 2011 -

3 min read

Home Loans

First home buyer's guide for singles

Buying a home can be laborious, stressful and confusing. This is never truer than when you have to do it alone, without the extra emotional and financial support provided by a partner.

laine-gordon

Laine Gordon -

31 Oct, 2011 -

3 min read

Home Loans

Get set for a rate cut

While most of the nation punts their hard-earned cash on Australia's biggest horse race tomorrow, the Reserve Bank of Australia is tipped to announce an interest rate cut.

laine-gordon

Laine Gordon -

28 Oct, 2011 -

3 min read

Savings Accounts

Hate paying fees? Here's how to avoid them

Bank fees are one of the certainties of life. They come under various names and guises, across pretty much every aspect of banking, so it's no wonder Aussies often cite fees as the primary reason for their mistrust of banks.

laine-gordon

Laine Gordon -

25 Oct, 2011 -

3 min read