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laine-gordon

Laine Gordon

Money Editor

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Laine Gordon is the Money Editor at RateCity and an experienced journalist and research specialist. With a background in news and feature writing, covering finance, media and even food (a passion of hers) at Reed Elsevier publications, Laine brings almost two decades of experience to the team. Having covered major areas of interest to the general public from hip pocket issues to rising and falling interest rates and the impact to mortgages, credit and saving in Australia, she is passionate about researching and telling people’s stories to help others make better decisions about their own finances.

968 articles written by Laine Gordon

Home Loans

Downsize your house expenses, not your home

The rising cost of living is pushing more homeowners to the brink, with around one in 10 Australians forced to downsize their home last year to reduce living expenses, new research has revealed.

laine-gordon

Laine Gordon -

20 Feb, 2012 -

3 min read

Home Loans

Is it the right time to fix your home loan?

The mere mention of the words 'rate rise' sends many homeowners into a spin, as they debate the long-term financial benefits of fixing their rate compared to riding out the variable rate rollercoaster. But is now the right time to fix your home loan?

laine-gordon

Laine Gordon -

17 Feb, 2012 -

3 min read

Home Loans

The world's most expensive real estate

It's been another gloomy year for the Australian property market, marked by falling house prices, fewer sales, mortgage interest rate hikes and real estate jobs heavily slashed. But when compared globally the local market is relatively strong, new research shows.

laine-gordon

Laine Gordon -

16 Feb, 2012 -

3 min read

Home Loans

How to fake a pay rise

Would you like to increase your disposable income by 5 to 10 percent, but can't convince your employer that you deserve a pay rise? There may be another way to beef up your spending (or saving) money without having to wrestle the extra money from your boss, and the solution involves shopping!

laine-gordon

Laine Gordon -

13 Feb, 2012 -

3 min read

Home Loans

Get on top of your finances with 3 simple steps

If the festive season has left you feeling a little flat, financially, there are a few tools to get you back on top of your budget and in control of your money.

laine-gordon

Laine Gordon -

12 Feb, 2012 -

3 min read

Home Loans

Switching banks, why should you bother?

With ANZ and Westpac Bank's decision to raise mortgage rates independently of the Reserve Bank, lifting standard variable rates by 6 and 10 basis points respectively, RateCity estimates that around 1 million variable home loan customers will be impacted before the end of the month.

laine-gordon

Laine Gordon -

12 Feb, 2012 -

2 min read

Home Loans

The real cost of buying a home

You may have a vague idea of the fees and charges associated with buying a home, but many first-home buyers are caught by surprise by the hidden cost of becoming a homeowner.

laine-gordon

Laine Gordon -

06 Feb, 2012 -

3 min read

Home Loans

What will another rate cut mean for you?

The Prime Minister last week joined the chorus of voices calling on the Reserve Bank of Australia to drop interest rates further, but it may not have been necessary – the general consensus by economists and financial markets is that we are heading for a cut in the 4.25 percent cash rate when the RBA meets tomorrow (February 7), even without politicians joining the fray.

laine-gordon

Laine Gordon -

05 Feb, 2012 -

3 min read

Home Loans

Could you save a packet with a package?

Home owners are flocking to 'package loans' combining a mortgage, transaction account and credit card all with the one lender – but are they all that they're cracked up to be?

laine-gordon

Laine Gordon -

02 Feb, 2012 -

3 min read

Home Loans

Is equity the key to wealth?

Keen to buy a rental property but short of a deposit? Your home equity could open the door.

laine-gordon

Laine Gordon -

01 Feb, 2012 -

3 min read