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laine-gordon

Laine Gordon

Money Editor

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974 articles written by Laine Gordon

Credit Cards

Banks roll $6 billion on plastic

Thousands of Australians saddled with credit card debt are "throwing money away", according to new research, which shows that credit card providers are making over $6 billion per year in credit card interest alone, despite the cash rate dropping.

laine-gordon

Laine Gordon -

08 Mar, 2012 -

2 min read

Home Loans

Federal home loan initiative flops

The federal government put valuable information in the hands of homebuyers on January 1 when it introduced home loan 'key facts sheet' legislation. But two months on, the initiative has come under criticism from consumer groups, which have highlighted one major flaw in the regulation.

laine-gordon

Laine Gordon -

07 Mar, 2012 -

3 min read

Home Loans

First home buyers better off, but still absent

A late-2011 surge in first home buyers has failed to resurrect a weak lending market, according to a new research report, which revealed first-time buyer numbers at eight-year lows.

laine-gordon

Laine Gordon -

05 Mar, 2012 -

3 min read

Home Loans

Mortgages at mates' rates

A growing group of Australians are pooling funds to buy a home jointly, enabling them to get a foot on the property ladder when they may be otherwise locked out of the market. But the pitfalls of buying with friends or family can outweigh the benefits, unless all parties share a common goal.

laine-gordon

Laine Gordon -

29 Feb, 2012 -

3 min read

Home Loans

How to bag a real estate bargain

Everyone wants to find a bargain when house-hunting and in a real estate market such as this; when house prices are either flat or declining, now could be the time to get a foot on the property ladder.

laine-gordon

Laine Gordon -

26 Feb, 2012 -

3 min read

Term Deposits

How to get a head start in the property market

As lenders loosen the purse strings and house prices take a dive, first-time buyers are more likely to be able to buy than at any time since the credit crunch.

laine-gordon

Laine Gordon -

21 Feb, 2012 -

3 min read

Home Loans

Downsize your house expenses, not your home

The rising cost of living is pushing more homeowners to the brink, with around one in 10 Australians forced to downsize their home last year to reduce living expenses, new research has revealed.

laine-gordon

Laine Gordon -

20 Feb, 2012 -

3 min read

Home Loans

Is it the right time to fix your home loan?

The mere mention of the words 'rate rise' sends many homeowners into a spin, as they debate the long-term financial benefits of fixing their rate compared to riding out the variable rate rollercoaster. But is now the right time to fix your home loan?

laine-gordon

Laine Gordon -

17 Feb, 2012 -

3 min read

Home Loans

The world's most expensive real estate

It's been another gloomy year for the Australian property market, marked by falling house prices, fewer sales, mortgage interest rate hikes and real estate jobs heavily slashed. But when compared globally the local market is relatively strong, new research shows.

laine-gordon

Laine Gordon -

16 Feb, 2012 -

3 min read

Home Loans

How to fake a pay rise

Would you like to increase your disposable income by 5 to 10 percent, but can't convince your employer that you deserve a pay rise? There may be another way to beef up your spending (or saving) money without having to wrestle the extra money from your boss, and the solution involves shopping!

laine-gordon

Laine Gordon -

13 Feb, 2012 -

3 min read