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laine-gordon

Laine Gordon

Money Editor

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Laine Gordon is the Money Editor at RateCity and an experienced journalist and research specialist. With a background in news and feature writing, covering finance, media and even food (a passion of hers) at Reed Elsevier publications, Laine brings almost two decades of experience to the team. Having covered major areas of interest to the general public from hip pocket issues to rising and falling interest rates and the impact to mortgages, credit and saving in Australia, she is passionate about researching and telling people’s stories to help others make better decisions about their own finances.

968 articles written by Laine Gordon

Home Loans

Dodge the taxman to supersize your savings

How would you like a savings account with an interest rate 60 basis points (or more) above the best savings accounts on the market, that is not only delivered tax-free, but could also help to clear your mortgage years early?

laine-gordon

Laine Gordon -

19 Mar, 2012 -

3 min read

Home Loans

Why millions of home owners are missing out

For every 100 Australians with a gripe about their financial institution, just five will actually do something about it and make the switch to a better option, new research shows.

laine-gordon

Laine Gordon -

18 Mar, 2012 -

3 min read

Home Loans

Why ticking the wrong box could cost you $80K

If you've got a home loan or are considering borrowing to buy property this year then stay tuned, because one simple piece of advice for the mortgage application process could save you tens of thousands of dollars.

laine-gordon

Laine Gordon -

14 Mar, 2012 -

3 min read

Home Loans

Don't get caught in the first-home trap

Thousands of Australian homeowners risk being stuck in their existing home because falling property prices have eroded or even wiped out the equity needed to move on to a bigger house or unit.

laine-gordon

Laine Gordon -

14 Mar, 2012 -

3 min read

Credit Cards

Banks roll $6 billion on plastic

Thousands of Australians saddled with credit card debt are "throwing money away", according to new research, which shows that credit card providers are making over $6 billion per year in credit card interest alone, despite the cash rate dropping.

laine-gordon

Laine Gordon -

08 Mar, 2012 -

2 min read

Home Loans

Federal home loan initiative flops

The federal government put valuable information in the hands of homebuyers on January 1 when it introduced home loan 'key facts sheet' legislation. But two months on, the initiative has come under criticism from consumer groups, which have highlighted one major flaw in the regulation.

laine-gordon

Laine Gordon -

07 Mar, 2012 -

3 min read

Home Loans

First home buyers better off, but still absent

A late-2011 surge in first home buyers has failed to resurrect a weak lending market, according to a new research report, which revealed first-time buyer numbers at eight-year lows.

laine-gordon

Laine Gordon -

05 Mar, 2012 -

3 min read

Home Loans

Mortgages at mates' rates

A growing group of Australians are pooling funds to buy a home jointly, enabling them to get a foot on the property ladder when they may be otherwise locked out of the market. But the pitfalls of buying with friends or family can outweigh the benefits, unless all parties share a common goal.

laine-gordon

Laine Gordon -

29 Feb, 2012 -

3 min read

Home Loans

How to bag a real estate bargain

Everyone wants to find a bargain when house-hunting and in a real estate market such as this; when house prices are either flat or declining, now could be the time to get a foot on the property ladder.

laine-gordon

Laine Gordon -

26 Feb, 2012 -

3 min read

Term Deposits

How to get a head start in the property market

As lenders loosen the purse strings and house prices take a dive, first-time buyers are more likely to be able to buy than at any time since the credit crunch.

laine-gordon

Laine Gordon -

21 Feb, 2012 -

3 min read