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513 articles written by Jodie Humphries

Savings Accounts

Can you transfer money from your credit card to a savings account?

Can I transfer money from a credit card to a savings account? Yes, it’s possible to make a money transfer from your credit card to a bank account, but do note, you'll probably have to pay higher fees and interest.

jodie-humphries

Jodie Humphries -

25 Jan, 2021 -

4 min read

Home Loans

What to do if your home loan is denied

There are several reasons you may have been denied a home loan. Here are some steps you can take if this happens to you.

jodie-humphries

Jodie Humphries -

22 Jan, 2021 -

4 min read

Home Loans

Can I still sell my house in foreclosure?

If you miss your home loan repayments, the lender can take you to court and repossess your home. However, you can choose to sell your home before this happens.

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Jodie Humphries -

22 Jan, 2021 -

4 min read

Home Loans

Can I get a bad credit home loan with a co-signer?

If you have a bad credit history, a co-signer can help you get a home loan. However, they need to be aware of the risk involved, as they may need to repay the loan if you can’t.

jodie-humphries

Jodie Humphries -

22 Jan, 2021 -

4 min read

Superannuation

How to use superannuation as a first home buyer?

As a first home buyer, you might be eligible to withdraw super contributions toward a home deposit with the First Home Super Saver Scheme. Find out how. 

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Jodie Humphries -

21 Jan, 2021 -

3 min read

Home Loans

What does “conditionally approved” mean for a home loan?

Some lenders offer conditional approval for a home loan, giving you an idea of how much you can borrow. This, however, doesn’t mean the home loan is approved.

jodie-humphries

Jodie Humphries -

21 Jan, 2021 -

4 min read

Superannuation

Do you pay super on leave loading?

If you get annual leave loading, your employer should include it when calculating super guarantee contributions, except when it compensates for lost overtime.

jodie-humphries

Jodie Humphries -

21 Jan, 2021 -

3 min read

Superannuation

How to claim deceased superannuation?

As deceased superannuation benefits aren’t legally considered part of an estate, the process must be handled separately. Learn how to claim deceased superannuation.

jodie-humphries

Jodie Humphries -

21 Jan, 2021 -

4 min read

Term Deposits

Can I open a foreign currency term deposit in Australia?

If the AUD isn’t performing as well as other currencies, you may consider opening a foreign currency term deposit in Australia. There are a few boxes you’ll need to tick before you can apply.

jodie-humphries

Jodie Humphries -

20 Jan, 2021 -

3 min read

Home Loans

How long does home loan approval take?

You’ve found your dream home, put in an application for a home loan and now are wondering how long a bank takes to approve the home loan. Well, that depends on several factors and the right documentation.

jodie-humphries

Jodie Humphries -

20 Jan, 2021 -

5 min read