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513 articles written by Jodie Humphries

Credit Cards

Can I transfer someone else's credit card balance to mine?

If you want to help out someone struggling with high-cost credit card debt, you may want to take on the responsibility of repaying the balance. Although not common, some card companies allow you to transfer debt from another person. Find out more about the transfer of credit card balance.

jodie-humphries

Jodie Humphries -

03 Feb, 2021 -

4 min read

Savings Accounts

Get better interest rates: variable savings accounts vs term deposits

Variable savings accounts or term deposits, which will provide the highest return on your savings? Learn more about both to make an informed decision.

jodie-humphries

Jodie Humphries -

02 Feb, 2021 -

3 min read

Superannuation

Can you make superannuation contributions after retirement?

Are you planning to rejoin the workforce after retiring? Learn how you can keep making superannuation contributions after retirement.

jodie-humphries

Jodie Humphries -

02 Feb, 2021 -

4 min read

Superannuation

Why should you consider making voluntary after-tax superannuation contributions?

It’s mandatory for your employer to make super contributions on your behalf, but how can you increase your super faster? Learn how to increase your super through voluntary superannuation contributions.

jodie-humphries

Jodie Humphries -

01 Feb, 2021 -

4 min read

Savings Accounts

What is withholding tax on a savings account?

If you earn interest on your savings, it may be taxable, just like your wages. Your bank may withhold - or deduct - tax when paying out your interest.

jodie-humphries

Jodie Humphries -

29 Jan, 2021 -

5 min read

Superannuation

How can I claim unpaid superannuation contributions from my employer?

If your employer isn’t contributing to your super fund as required, you can report them to the Australia Taxation Office.

jodie-humphries

Jodie Humphries -

29 Jan, 2021 -

4 min read

Credit Cards

What happens if my credit card is overdrawn?

If your credit card is overdrawn or you have hit your limit, new transactions will often be declined. Most card issuers will send you a text or email when you are about to hit your credit limit.

jodie-humphries

Jodie Humphries -

28 Jan, 2021 -

4 min read

Superannuation

What are personal superannuation contributions?

Personal superannuation contributions are deposits into your super fund made from money you’ve paid tax on. They’re also called non-concessional contributions.

jodie-humphries

Jodie Humphries -

28 Jan, 2021 -

4 min read

Superannuation

Do you get superannuation while on long service leave?

If you’ve worked for the same employer for many years, you may be due for paid long service leave and you may receive super benefits for your time off. Read on to find out more. 

jodie-humphries

Jodie Humphries -

27 Jan, 2021 -

2 min read

Superannuation

What your employer should know about superannuation due dates

Employers required to make superannuation guarantee contributions should ensure payments are received by the super fund every quarter by the specified due date. 

jodie-humphries

Jodie Humphries -

27 Jan, 2021 -

4 min read