Can I contribute to my spouse's superannuation fund?

You can contribute to your spouse's superannuation if they don’t earn enough for a reasonable retirement balance. Based on your contribution and their salary, you may get a tax offset.

What are ethical savings accounts?

Ethical savings accounts are growing in popularity in Australia, as more people make an active choice to bank with financial institutions that align with their values. So, is it time for you to make the switch to an ethical savings account?

What can you learn from Australian term deposit historical rates?

How do old term deposit rates compare against today’s interest rates? Are there lessons to be learned from historical term deposit interest rates?

What happens to my credit card debt when I die?

You may be wondering whether your debt dies when you do. In many cases, it lives on and will need to be repaid before your family can inherit money.

Can I open a savings account for my grandchild?

Can grandparents set up savings accounts for grandchildren? Most banks and credit unions in Australia allow this in some way or another. Here’s what you need to know about opening a savings account for a grandchild.

What size home loan can I afford?

Buying a new home is a big decision, and is one of the most expensive investments of your life, too. But before you even start to look for that dream home, you should find out how much you can borrow. This will help you narrow down your search and get an idea of what your repayments will look like in the future. 

Can you get two loans on your home?

If you’re considering taking out a second mortgage on your home loan, there are a lot of pros and cons to consider. Learn more about the benefits and risks involved.

What is the maximum contribution base for superannuation?

There's a limit to the amount of SG an employer needs to pay for any individual employee. Learn more about the maximum contribution base for superannuation for 2020-21. 

What are concessional contributions to a superannuation fund?

Concessional contributions are super contributions eligible for a lower tax rate. You shouldn’t exceed the annual superannuation concessional contributions cap.

How can I transfer money from my credit card to a bank account instantly?

If you need money in an emergency, your credit card is a great way to access some. Did you know you can make an online transfer from your credit card to a bank account?