Can you get a personal loan with a co-signer?

If you need a personal loan but fear that a low credit score might reduce your chances of getting one, you may be considering getting a personal loan with a co-signer. Find out how having a co-signer works.

Can a personal loan be used for tax exemption?

The interest you pay on personal loans are usually not tax-deductible, but they may be in some cases. It’s important to look at how the loan is spent.

An insight into private home loan lenders

If you find it difficult to access a home loan from regular lenders, private lenders may be an option. Understand how private lenders work and the pros and cons of this alternative.

What you need to know about taking out a mortgage for a vacation home

You may be interested in buying a holiday home for the dual benefits of rental income and future vacations. But you must carefully consider the pros and cons of holiday home loans to decide if this is a smart investment decision.

How do I stop a payment on my credit card?

Stopping a credit card payment is easier said than done. However, once the payment is processed, you can raise a dispute with the credit card issuer.

Why do I need a home loan exit strategy?

If things don’t turn out the way you expect, you may need another way to pay off your home loan. That’s why lenders often ask for a home loan exit strategy.

Can I apply for a joint home loan with my spouse if I’m not working?

Sometimes, applying for a home loan with your spouse may be necessary if you’re not earning your own income. However, lenders may prefer that the wage earner alone apply for the loan.

How does a locked savings account help me save money?

You won’t be able to withdraw money from locked savings accounts for a fixed amount of time, you may earn more interest than with a standard account.

Understanding personal loan insurance cover

Is it mandatory to take insurance for a personal loan? No, but it can safeguard you against unforeseen situations that may affect your ability to make timely repayments. You can buy a personal loan protection policy either when you take the loan or later.

Can you pay rent with a credit card?

You may have wondered whether it’s possible to pay rent with a credit card. The short answer is usually yes, with a couple of caveats.