RateCity.com.au

976 articles written by Alex Ritchie

Cryptocurrency

Stablecoin TerraUSD death spiral: Luna Foundation Guard sells assets to repay users

Last week TerraUSD depegged, causing a ripple effect that wiped around $60 billion from the crypto markets. Now its death spiral has led to the company selling its remaining digital assets.

alex-ritchie

Alex Ritchie -

20 May, 2022 -

3 min read

Home Loans

Smaller units are losing value faster: how the property you choose impacts price

Small houses and one-bedroom units have taken a dive in terms of median prices nationally, according to research from Domain. First home buyers may consider keeping an eye out for smaller home bargains.

alex-ritchie

Alex Ritchie -

19 May, 2022 -

4 min read

Car Loans

Westpac lowers interest rates for hybrid and EVs: compare green car loan rates

Westpac revealed a new, lower car loan interest rate for customers considering purchasing a new or used hybrid or electric vehicle. Discover how it compares to other loans and how to compare green car financing.

alex-ritchie

Alex Ritchie -

19 May, 2022 -

3 min read

Home Loans

What does wage growth data mean for home owners and renters?

Wage growth data released today shows a rise of 2.4%. With wages still well behind inflation levels and a 40 basis point rate hike predicted in June, what does a higher cost of living mean for homeowners and renters?

alex-ritchie

Alex Ritchie -

18 May, 2022 -

5 min read

Home Loans

Is it too late to fix your home loan rate?

The RBA has hiked the cash rate for the first time in over a decade. Homeowners on variable rate loans may be wondering if they've missed the boat to fix their home loan interest rate.

alex-ritchie

Alex Ritchie -

17 May, 2022 -

6 min read

Home Loans

Super home buyer scheme: what you should know before considering it

First home buyers will be able to access super for a home deposit under the proposed scheme from the Coalition. But how does this scheme work and why are experts suggesting this could do more harm than good?

alex-ritchie

Alex Ritchie -

16 May, 2022 -

6 min read

Home Loans

Is the official cash rate the same as a mortgage interest rate?

It’s important to understand the distinction between the official cash rate and the interest rate on a home loan, and how one affects the other.

alex-ritchie

Alex Ritchie -

13 May, 2022 -

4 min read

Cryptocurrency

UST depegs and Bitcoin plummets: What is happening to cryptocurrencies?

With price falls for Bitcoin and Ethereum being regarded as a "crypto market crash", and TerraUSD (UST) stablecoin losing its dollar peg, Australans may be woondering what is happening to cryptocurrencies right now?

alex-ritchie

Alex Ritchie -

12 May, 2022 -

4 min read

Home Loans

No deposit home loan

Saving up for a deposit is no easy feat. With property values through the roof, home buyers may be wondering if it’s still possible to get a no deposit home loan?

alex-ritchie

Alex Ritchie -

11 May, 2022 -

4 min read

Credit Cards

Biggest bonus points offers: top credit card points on sign up in May

There are multiple credit cards offering over 100,000 bonus bulk points on sign up. RateCity's database helps you compare the credit cards offering the biggest bulk points deals in May.

alex-ritchie

Alex Ritchie -

11 May, 2022 -

3 min read