RateCity.com.au

976 articles written by Alex Ritchie

Credit Cards

Travel to Europe return with sign up bonus points from these credit cards

There are a number of credit cards offering bulk Qantas frequent flyer points on sign up that could take you around Australia, or to Europe return, depending on your eligibility.

alex-ritchie

Alex Ritchie -

11 May, 2022 -

4 min read

Term Deposits

Crypto is crashing and term deposits are rising: Choosing a high or low risk investment

The price of Bitcoin, Ethereum and other cryptocurrencies have plummeted in the last 24 hours, meanwhile interest rates for term deposits are on the rise again. Is a high risk or low risk investment option better in 2022?

alex-ritchie

Alex Ritchie -

10 May, 2022 -

6 min read

Home Loans

The biggest home loan cash back deals for May

With interest rates on the rise for home loans, it’s never been more important to get the best deal for your mortgage. There are 27 lenders offering cashback home loan deals up to $10,000 in May.

alex-ritchie

Alex Ritchie -

09 May, 2022 -

4 min read

Car Loans

EV chargers to be installed across regional NSW: how you can afford an EV

Thousands of EV charges are set to be installed across regional NSW thanks to a new state government grant program. Discover how to overcome two barriers to purchasing an EV: range anxiety and cost.

alex-ritchie

Alex Ritchie -

09 May, 2022 -

3 min read

Car Loans

Finance your next used car purchase with May’s top car loans

Global supply issues are continuing to slow the delivery of new cars to Australia, but for those who are looking for a used car alternative, financing your vehicle doesn’t have to be a challenge.

alex-ritchie

Alex Ritchie -

06 May, 2022 -

2 min read

Home Loans

Rate hike state of play: has your bank hiked interest rates yet?

As of the time of writing, 31 lenders have announced they will be passing on the latest cash rate hike. Has your bank passed on the cash rate hike to you yet?

alex-ritchie

Alex Ritchie -

06 May, 2022 -

4 min read

Home Loans

Suburbs where homes selling for almost $1m profits, but sellers must prepare for falling prices

CoreLogic has revealed the Australian suburbs that are still seeing properties sell for six to seven figure profits. But sellers may need to brace themselves for returns to diminish soon off the back of the latest cash rate hike.

alex-ritchie

Alex Ritchie -

05 May, 2022 -

4 min read

Savings Accounts

Welcome back high interest savings accounts: providers that have hiked savings rates

The latest cash rate hike from the Reserve Bank of Australia may mean that interest rates on savings accounts could be on the way up again. Discover which providers have hiked saver rates, including the big four banks.

alex-ritchie

Alex Ritchie -

04 May, 2022 -

3 min read

Home Loans

Big four banks pass on rate hikes to customers: who has hiked rates so far?

The big four banks have all announced they will be passing on a 0.25% hike to their new and existing home loan customers. Discover which lenders have already hiked interest rates following the RBA-led cash rate hike.

alex-ritchie

Alex Ritchie -

04 May, 2022 -

3 min read

Home Loans

What happens when interest rates rise?

We watch with anticipation as interest rates rise and fall. The impact of which affects everyone who has a home loan, term deposit or other deposit accounts. Let’s have a brief look at how it affect each finance platform.

alex-ritchie

Alex Ritchie -

03 May, 2022 -

4 min read