Labor’s Help to Buy scheme: what is it and how could it help you?

Labor's Help to Buy scheme proposed yesterday aims to make buying property even more affordable than before, by taking an equity stake in a significant portion of the property. So, how does the ’Help to Buy’ scheme work, and how could it help you?

How will rate hikes affect personal loans?

There’s been much talk of the Reserve Bank of Australia hiking the cash rate potentially multiple times. And while discussions are typically reserved for home loans, you may be wondering if a rate hike will impact your personal loan?

What investing in the top performing suburbs could have earned you in the last 5 years

Ever wonder where you’d be today if you had invested in that property you were eyeing off in Byron Bay five years ago? New research has revealed where your investment would be today if you'd invested in top ranking suburbs in 2017.

Is every mortgage calculator the same?

Taking on a home loan may seem like a massive long-term financial commitment, which it can be. But by following a few simple tips you could ease the burden and save yourself tens of thousands of dollars in the process.

Inflation hits records not seen since 1990s: why interest rate hikes are just around the corner

Inflation in the twelve months leading to March 2022 has hit a high not seen since the 1990s according to the latest CPI data from the ABS. This may indicate the RBA will hike the cash rate at its next board meeting in May.

What does a 40bpts hike actually look like? Here's what Westpac's prediction could mean for you

Westpac has revealed it now expects the Reserve Bank of Australia to hike the cash rate by a whopping 40 basis points in June. So, what does a 40 basis point hike actually mean for your mortgage repayments?

What are construction home loans?

Learn more about what is a construction loan and find a construction loan that suits your renovation schedule and budget.

Why your mortgage repayments could be $500 more by 2023

In terms of your household budget, RateCity crunches the numbers on how much more could big four bank customers be paying in mortgage repayments if their cash rate hike predictions come true.

Is all the rain in Sydney and broader NSW costing you money?

From outbreaks of mould, to pothole damages and the humble cup of coffee, there are several ways that the recent heavy rain is costing everyday Australians more money.

Property prices drop in 40% of Sydney suburbs: is now the time to buy?

The value of dwellings in around 40% of Sydney suburbs has fallen in the first three months of the year, according to data from CoreLogic. But is now the right time to purchase property?