RateCity.com.au

976 articles written by Alex Ritchie

Buy Now Pay Later

Apple to launch buy now, pay later platform: how does it compare?

Apple has revealed it will be launching its own buy now, pay later platform, Apple Pay Later. So, how does it stack up against the competition?

alex-ritchie

Alex Ritchie -

09 Jun, 2022 -

5 min read

Home Loans

Which banks have hiked home loan interest rates so far?

The cash rate is on the move again, and millions of Australian homeowners may be wondering if their bank is passing on the latest hike in full to their mortgage.

alex-ritchie

Alex Ritchie -

09 Jun, 2022 -

4 min read

Home Loans

27 home loan cashback deals up for grabs in June

In June, there are 27 lenders offering cash back home loan deals to eligible customers. These cash back deals range from $1,000 - $10,000, depending on the size of the home loan.

alex-ritchie

Alex Ritchie -

08 Jun, 2022 -

4 min read

Savings Accounts

Why a cash rate hike means good news for your savings

While the news focuses on the downsides of a cash rate hike homeowners, it’s important to remember higher rates could mean good news for your savings account and term deposit.

alex-ritchie

Alex Ritchie -

07 Jun, 2022 -

6 min read

Home Loans

Everything homeowners need to know about the cash rate hike

The Reserve Bank of Australia has hiked the cash rate again and homeowners will no-doubt be feeling the pinch. So, what does the latest cash rate hike mean for you and how much higher could these hikes go?

alex-ritchie

Alex Ritchie -

07 Jun, 2022 -

6 min read

Home Loans

Banks tightening lending and rates on the rise: how much can you still borrow?

Some of Australia’s biggest banks have tightened their lending standards. So, how much can you still borrow based on your income before you're taking on 'risky' debt levels?

alex-ritchie

Alex Ritchie -

07 Jun, 2022 -

4 min read

Home Loans

What type of lenders offer home loans in Australia

It’s a jungle out there with the banks and non-bank lenders competing hard for your home loan business. The trouble is choice can create confusion for some, but the reality is that the banks and non-bank lenders provide perfectly viable loan products. The challenge is to shop around for the right home lender, which provides the best mortgage for your circumstances.

alex-ritchie

Alex Ritchie -

03 Jun, 2022 -

5 min read

Car Loans

How to finance an electric vehicle with top-rated loans this June

With greater infrastructure being rolled out for electric vehicles across New South Wales, June may be the month you consider making the switch to sustainable vehicles. So, which green car loans may help you put the pedal to the metal?

alex-ritchie

Alex Ritchie -

02 Jun, 2022 -

3 min read

Home Loans

What should you consider before switching home loans?

Are you considering switching home loans? Have you found a better deal that could shave money and years off your home loan? Shopping around and staying aware of current trends and deals is a great way to save money but before you jump ship make sure you understand the costs involved.

alex-ritchie

Alex Ritchie -

31 May, 2022 -

5 min read

Home Loans

How to negotiate a better deal on property

While a better deal on a home is never guaranteed, let’s explore some of the options you may have to put yourself in a better position when choosing a property. 

alex-ritchie

Alex Ritchie -

31 May, 2022 -

4 min read