Another record month of new vehicle sales shows market rebounding: Top car loans for August

July recorded its highest result for new vehicle sales on record, indicating that the market may be recovering. To help you easily compare car loan options, RateCity has ranked the top-rated car loans for August.

Five common credit card traps to avoid

Being a responsible credit card holder requires you to read the fine print and familiarise yourself with common credit card traps. Here are the common credit card traps that can turn your spending into bad debt.

Credit cards offering biggest Qantas frequent flyer points at sign up this August

If you’re hoping to maximise your frequent flyer points, this Augusts there are 18 providers offering credit cards with Qantas frequent flyer points bonuses on sign up.

What is the cash rate?

The official cash rate tends to influence financial products which could see you paying more, or less, on your loans. But what is it, why does it fluctuate and how could it affect you?

Who is still offering cashback home loan deals in August

Going, going, gone! There are even less cashback deals on offer for home loan customers, with only 12 lenders offering deals in August - down from 35 in March 2023. 

What are the highest savings account rates at the cash rate peak?

Today the Reserve Bank of Australia kept the cash rate on pause at 4.10%. However, one more hike has been forecast by some experts this year, and is expected to be the last increase in this cycle of tightening. 

Have we already seen the last cash rate increase?

Today the Reserve Bank of Australia left the cash rate on hold at 4.10%. Millions of homeowners are likely wondering if more cash rate hikes can be expected, or if we’ve already seen the last hike?

Do mortgage brokers have fees?

Enlisting the help of a mortgage broker during your home buying journey can be advantageous in a number of ways. But will it leave you out of pocket?

When will my mortgage show up on my credit report?

If you’ve recently been given full approval for a mortgage and have settled on your property, you may want to know when your mortgage will show up on your credit report.

What is the average mortgage broker commission rate?

Are you buying a new home and need the help of a mortgage broker? You may want to know more about the commission and trail commission your broker may receive.