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976 articles written by Alex Ritchie

Car Insurance

What is excess in car insurance?

No matter which car insurance policy you buy, you may be able to control the cost of the policy by agreeing to pay a higher excess.

alex-ritchie

Alex Ritchie -

16 Aug, 2023 -

3 min read

Home Loans

What is an early repayment fee?

Early repayment fees may be a thing of the past for variable rate home loan customers, but that doesn’t mean your lender still can’t sting you with other ongoing costs. It's crucial to be aware of the terms and conditions, as well as any ongoing fees, associated with your home loan. 

alex-ritchie

Alex Ritchie -

16 Aug, 2023 -

4 min read

Home Loans

Tic:Toc offers new customers an olive branch and cuts variable home loan rate

In good news for home buyers, competitor lender Tic:Toc has bucked the trend of rising rates and announced it is cutting its Live-In variable home loan rate for new customers.

alex-ritchie

Alex Ritchie -

14 Aug, 2023 -

3 min read

Car Insurance

Does car insurance cover breakdown repairs?

Even if you buy comprehensive car insurance, some incidents may not be covered, such as breakdowns. Consider checking all exclusions when purchasing the policy.

alex-ritchie

Alex Ritchie -

14 Aug, 2023 -

4 min read

Car Insurance

Can I make monthly car insurance payments?

Your quote for a car insurance policy may suggest an annual premium. Still, most insurers also accept a monthly car insurance payment, often at no extra cost.

alex-ritchie

Alex Ritchie -

10 Aug, 2023 -

4 min read

Home Loans

These are the median house and unit prices in Sydney and its regions

Whether you’re considering purchasing your first home in Sydney or looking to nab another investment property, it’s crucial you familiarise yourself with the latest housing market data before you take the plunge.

alex-ritchie

Alex Ritchie -

09 Aug, 2023 -

4 min read

Car Insurance

Why is car insurance for under 25 drivers more expensive?

If you’re under 25, your chances of being in a car accident are much higher. This risk can significantly impact the cost of your car insurance premiums.

alex-ritchie

Alex Ritchie -

09 Aug, 2023 -

5 min read

Credit Cards

How long does it take to transfer my credit card balance?

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

alex-ritchie

Alex Ritchie -

08 Aug, 2023 -

5 min read

Credit Cards

Which of my debts should I pay off first?

If you’re wondering which of your debts to pay off first, the answer is simple – whichever has the highest interest rate.

alex-ritchie

Alex Ritchie -

08 Aug, 2023 -

4 min read

Credit Cards

Earn up to 275k rewards points: Biggest sign-up rewards points for credit cards in August

Looking for some of the biggest rewards bonuses on sign up for credit cards this month? Look no further, as we explore some of the six-figure rewards point bonuses on offer from leading credit card providers in August.

alex-ritchie

Alex Ritchie -

08 Aug, 2023 -

3 min read