Unlock high interest rates: First Option Bank's exclusive high-rate term deposit

If you’ve been on the hunt for a competitive term deposit rate, you’ll want to pay attention to this. First Option Bank is offering an exclusive high rate term deposit account just for RateCity customers.

4 things to consider before bushfire season this summer

In the face of Australia's unpredictable bushfire season, taking proactive measures for your home may better protect your family, property, and future.

Is it worth refinancing my mortgage for one percent?

While some people say that it’s worth refinancing for a rate cut of one percent, a reduction of even half a percentage point could help your household gain some breathing room in your budget. 

Is there any danger in taking out a variable rate loan?

You may have heard friends or family mention the “dangers” of taking out a variable rate home loan. Let's explore the risks and the benefits of a variable rate home loan.

Unloan Review: 6 things you need to know about CBA's digital home loan

CBA has today announced the availability of its new lower-rate digital home loan, Unloan. What makes this new digital home loan offer stand out and what does it mean for Australians considering refinancing?

How long does it take to get approved for a home loan?

How fast you can get approved for a home loan depends almost entirely on the lender. You should ensure you have the necessary information before applying.

Can a loan be denied after pre-approval?

Many home buyers are unaware that your application can still be denied even after gaining pre-approval. Not only that, but pre-approval can expire. Let's explore why your application may have been denied.

Which insurer offers the most suitable seniors’ car insurance policy?

For Australian seniors, car insurance usually costs more with age, and no insurer offers a specific policy. But they may be able to get some discounts.

How often should you check your credit score?

Whether you’re a young Australian looking to build your credit history, or you’ve recently seen your credit score drop and are working to boost it, there’s several reasons you may be monitoring your credit score. Let’s explore how often you may want to check your credit score and credit history.

Can I have a PayPal account without a bank account?

You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.