Updated on 21 Nov, 2024

2022 RateCity Term Deposit Gold Awards Winners

Finding Australia's best Term Deposits has just been made easier. Select a category below and discover the Term Deposits that have received a coveted RateCity Gold Award.

How RateCity works out the Gold Award

The RateCity term deposit awards celebrate financial institutions who consistently offer competitive term deposit rates to Australian consumers.

The awards are based on our market-leading Real Time Ratings™ system which gives every term deposit in our database a score out of five, based on the net interest earned over the fixed term and flexibility of the account.

Importantly, these scores are calculated every day, capturing interest rate changes as they happen – a factor missed by some awards programs.

How Real Time Ratings™ work

How RateCity Leaderboards work

Our leaderboards allow you to quickly find and compare the top financial products in each of our key categories.

View all leaderboards

2022 Gold Awards Categories

RateCity’s Gold Awards recognise the best financial products across six categories as determined by our Real Time Ratings ™ system. Discover the best in Home Loans, Personal Loans, Car Loans, Savings Accounts, Term Deposits and Bank Accounts.