Superannuation Articles

Relevant Superannuation articles and tips

Georgia Brown

Personal Finance Editor

What happens to my super if I separate from my partner?

Going through a separation can be a difficult time in life and dealing with money often makes it even trickier. But it’s important to know what to expect when it comes to your personal finances so you can be prepared for your next chapter.

Superannuation

11 Jul, 2021

3 min read

What happens to my super if I separate from my partner?

Jodie Humphries

Personal Finance Editor

How do super guarantee contributions work?

At present, employers must make super guarantee contributions for eligible employees worth 9.5 per cent of the employees’ pre-tax wages, up to a fixed limit.

Superannuation

30 May, 2021

4 min read

How do super guarantee contributions work?

Alex Ritchie

Personal Finance Editor

How to make super contributions a habit in the time of COVID

Considering superannuation contributions? You’d be surprised just how much spare change you may have if you cut out some of life’s little luxuries.

Superannuation

19 Mar, 2021

4 min read

How to make super contributions a habit in the time of COVID

Jodie Humphries

Personal Finance Editor

What are non-concessional contributions to superannuation?

In addition to employer contributions, you may wish to add extra savings to super for a more comfortable retirement. Here’s what you need to know about non-concessional (after-tax) super payments to get started.

Superannuation

15 Mar, 2021

4 min read

What are non-concessional contributions to superannuation?

Alex Ritchie

Personal Finance Editor

When should I rollover my super balance?

By rolling over super spread over several funds and consolidating them into a single account, you may save on fees and taxes.

Superannuation

15 Mar, 2021

4 min read

When should I rollover my super balance?

Jodie Humphries

Personal Finance Editor

What is a super re-contribution strategy?

By adopting a super re-contribution strategy whereby you withdraw super and then deposit it in the same or a different super fund later, you may save on tax.

Superannuation

04 Mar, 2021

4 min read

What is a super re-contribution strategy?

Jodie Humphries

Personal Finance Editor

Is superannuation payable on termination payments?

If you’re planning to switch jobs or your employment was terminated for any reason, it’s helpful to understand your rights before deciding on next steps. When it comes to whether your employer must pay superannuation on termination payments, the general answer is no.

Superannuation

04 Mar, 2021

4 min read

Superannuation on Termination Payments - Is it payable?

Jodie Humphries

Personal Finance Editor

What happens to your superannuation when you’re not working?

If you’ve become unemployed, you may be wondering what to do with your superannuation when you’re not working. You may still be able to grow your super.

Superannuation

03 Mar, 2021

4 min read

What happens to your superannuation when you’re not working?

Jodie Humphries

Personal Finance Editor

How to choose a super fund

When you get a job, you can ask your employer to make super contributions to a fund chosen by you based on factors such as its performance and fees.

Superannuation

02 Mar, 2021

4 min read

Jodie Humphries

Personal Finance Editor

How to make downsizer contributions to your superannuation?

Making a downsizer contribution can be a good way to grow your superannuation fund if you’re over 65 years and are looking to sell an eligible property. Learn more about downsizer contributions.

Superannuation

02 Mar, 2021

4 min read

How to make downsizer contributions to your superannuation?

Jodie Humphries

Personal Finance Editor

What happens to superannuation in the event of bankruptcy?

If the deposits made in your superannuation are legitimate and it is a regulated fund, your superannuation is usually protected in the event of bankruptcy. Find out more.

Superannuation

01 Mar, 2021

3 min read