Superannuation Articles

Relevant Superannuation articles and tips

Jodie Humphries

Personal Finance Editor

Can I add money to my superannuation?

You may want to add money to your superannuation account for retirement planning or tax savings. If so, you need to know the maximum that you can contribute from your pre-tax or after-tax earnings, so you don’t end up paying more tax.

Superannuation

18 Nov, 2022

4 min read

Peter Terlato

Personal Finance Editor

Am I entitled to superannuation if I'm not an Australian citizen?

If you’re an expat visiting and working in Australia, your employer may be required to make superannuation contributions on your behalf to a super fund of your choosing. Selecting the right super fund can make all the difference to your total savings.

Superannuation

18 Nov, 2022

5 min read

Am I entitled to superannuation if I'm not an Australian citizen?

Vidhu Bajaj

Personal Finance Writer

What is a super health check?

Contributing to super is crucial to ensuring a financially-stable retirement for Australians. A super health check can tell you how you’re progressing in your attempt to achieve this goal

Superannuation

17 Nov, 2022

7 min read

Mark Bristow

Personal Finance Editor

Will you get superannuation contributions on workers compensation payments?

Under the superannuation guarantee (SG), employers must make superannuation contributions of a percentage of most employees’ ordinary time earnings (OTE). But will you still receive these super contributions if you’re receiving worker’s compensation payments? The answer may vary based on a wide range of factors.

Superannuation

09 Nov, 2022

3 min read

Will you get superannuation contributions on workers compensation payments?

Jodie Humphries

Personal Finance Editor

How do I qualify for the low income superannuation tax offset payment?

You might be entitled to a low income super tax offset (LISTO) payment if you earn less than $37,000 a year. Consider finding out how much you could receive.

Superannuation

20 Oct, 2022

2 min read

How do I qualify for the low income superannuation tax offset payment?

Vidhu Bajaj

Personal Finance Writer

Should you invest in shares or super?

Choosing between investing in shares and investing in super will depend on factors such as how much risk you want to take and how soon you want to make a profit.

Superannuation

28 Sep, 2022

5 min read

Should you invest in shares or super? | RateCity

Jodie Humphries

Personal Finance Editor

How much in concessional super contributions can you carry forward?

You’re able to carry forward your unused concessional super contributions cap from the last five years, but only if your total super balance is below the prescribed limit.

Superannuation

27 Sep, 2022

4 min read

How much in concessional super contributions can you carry forward?

Jodie Humphries

Personal Finance Editor

What is the difference between superannuation and a pension?

Your superannuation gives you a super income stream or pension to meet expenses in your retirement. But can you also get the Age Pension provided by the government? What is the difference between superannuation and a pension?

Superannuation

27 Sep, 2022

4 min read

What is the difference between superannuation and a pension? | RateCity

Jodie Humphries

Personal Finance Editor

What is the accumulation phase in superannuation?

While you’re working and building the balance in your super, your account is in the accumulation phase. What does this mean, and what is the tax rate that applies to it? Find out more about the accumulation phase in superannuation.

Superannuation

19 Sep, 2022

3 min read

What is the accumulation phase in superannuation? | RateCity

Jodie Humphries

Personal Finance Editor

Salary sacrifice or after-tax contributions: which should you choose?

Voluntary contributions to your super can help you reduce your tax burden and grow your wealth. But should you make these by salary sacrifice or after-tax contributions?

Superannuation

09 Sep, 2022

3 min read

Salary sacrifice or after-tax contributions: which should you choose? | RateCity

Georgia Brown

Personal Finance Editor

Is an aggressive or balanced super investment option better when you're young?

If you’re just starting out in your career, you may be wondering what kind of superannuation investment option you should choose now to achieve the greatest outcome by the time you reach retirement.

Superannuation

02 Sep, 2022

3 min read