Superannuation Articles

Relevant Superannuation articles and tips

Jodie Humphries

Personal Finance Editor

Benefits and drawbacks of getting insurance through super

Is it adequate to have insurance inside super? Consider the pros and cons of purchasing insurance through super and compare your options before getting the right life cover for your situation.

Superannuation

21 Jul, 2022

6 min read

Benefits and drawbacks of getting insurance through super | RateCity

Jodie Humphries

Personal Finance Editor

How much tax do I have to pay on superannuation contributions?

The tax due on your super depends on factors like how much you earn and whether the money has already been taxed. This explainer may help clarify the rules.

Superannuation

11 Jul, 2022

3 min read

How much tax do I have to pay on superannuation contributions?

Jodie Humphries

Personal Finance Editor

Why is a tax file number important and how do you get one?

You need a tax file number (TFN) for tax and superannuation purposes. So, how do you get a tax file number and why do you need it? Let’s take a look at the application process and precautions you should take with your TFN.

Superannuation

02 Jun, 2022

3 min read

Why is a tax file number important and how do you get one?

Jodie Humphries

Personal Finance Editor

SMSF Costs: Everything you need to know

If you’re thinking of keeping your super savings in a self-managed super fund (SMSF), you’ll need to have an idea of SMSF setup costs. You will also need to estimate the costs to maintain an SMSF.

Superannuation

17 May, 2022

3 min read

Jodie Humphries

Personal Finance Editor

What is the SMSF Association?

The SMSF Association represents the self-managed super fund sector of Australia. The association works to enhance the knowledge of SMSF professionals and trustees and advocates for the sector in discussions with various stakeholders.

Superannuation

03 May, 2022

3 min read

Jodie Humphries

Personal Finance Editor

Your guide to parental leave and superannuation

See how your superannuation is affected when you take parental leave. Also, learn how to minimise the impact of the leave on your superannuation fund balance.

Superannuation

25 Mar, 2022

4 min read

Your guide to parental leave and superannuation

Jodie Humphries

Personal Finance Editor

What is the sole purpose test for an SMSF?

The Sole Purpose Test is designed to ensure that each action undertaken by a self-managed superannuation fund (SMSF) is for the sole purpose of providing retirement benefits to the trustees.

Superannuation

23 Mar, 2022

4 min read

What is the sole purpose test for an SMSF?

Jodie Humphries

Personal Finance Editor

What is gainful employment under superannuation regulations?

You can access your super when you reach your preservation age if you’re no longer gainfully employed. And if you’re over 67, you can add to your super again if you’re gainfully employed. So what is considered as gainfully employed for superannuation purposes?

Superannuation

28 Jan, 2022

4 min read

What is gainful employment under superannuation regulations?

Jodie Humphries

Personal Finance Editor

How to change super funds in Australia

If you’re not getting optimum returns and suitable features from your super fund, you may want to switch to another. So how do you select the right one for you, and how do you change superannuation funds?

Superannuation

11 Jan, 2022

4 min read

RateCity

A super-health checklist: what cardinal super sin are you committing?

If you’re in the habit of simply letting your super chug along in the background as you move through your career, you could be doing yourself a disservice.

Superannuation

18 Nov, 2021

5 min read

A super-health checklist: what cardinal super sin are you committing?

RateCity

The cost of super complacency

Aussies who have a set-and-forget mentality towards their super funds could be sacrificing the retirement they deserve.

Superannuation

30 Sep, 2021

6 min read

Georgia Brown

Personal Finance Editor

How can I find out where my super money is invested?

Being proactive with your superannuation from the early stages of your career can have long lasting effects, and that includes knowing where your money is being invested.

Superannuation

24 Aug, 2021

3 min read