Superannuation Articles

Relevant Superannuation articles and tips

Jodie Humphries

Personal Finance Editor

What your employer should know about superannuation due dates

Employers required to make superannuation guarantee contributions should ensure payments are received by the super fund every quarter by the specified due date.

Superannuation

27 Jan, 2021

4 min read

Superannuation Payment Due Dates - When are they? | RateCity

Jodie Humphries

Personal Finance Editor

Can I contribute to my spouse's superannuation fund?

You can contribute to your spouse's superannuation if they don’t earn enough for a reasonable retirement balance. Based on your contribution and their salary, you may get a tax offset.

Superannuation

27 Jan, 2021

4 min read

Can I contribute to my spouse's superannuation fund?

Jodie Humphries

Personal Finance Editor

What is the maximum contribution base for superannuation?

There's a limit to the amount of SG an employer needs to pay for any individual employee. Learn more about the maximum contribution base for superannuation for 2020-21.

Superannuation

25 Jan, 2021

4 min read

What is the maximum contribution base for superannuation?

Jodie Humphries

Personal Finance Editor

What are concessional contributions to a superannuation fund?

Concessional contributions are super contributions eligible for a lower tax rate. You shouldn’t exceed the annual superannuation concessional contributions cap.

Superannuation

25 Jan, 2021

3 min read

What are concessional contributions to a superannuation fund?

Jodie Humphries

Personal Finance Editor

How to use superannuation as a first home buyer?

As a first home buyer, you might be eligible to withdraw super contributions toward a home deposit with the First Home Super Saver Scheme. Find out how.

Superannuation

21 Jan, 2021

3 min read

How to use superannuation as a first home buyer?

Jodie Humphries

Personal Finance Editor

Do you pay super on leave loading?

If you get annual leave loading, your employer should include it when calculating super guarantee contributions, except when it compensates for lost overtime.

Superannuation

21 Jan, 2021

3 min read

SGC on Leave Loading: How does it work? | RateCity

Jodie Humphries

Personal Finance Editor

How to claim deceased superannuation?

As deceased superannuation benefits aren’t legally considered part of an estate, the process must be handled separately. Learn how to claim deceased superannuation.

Superannuation

21 Jan, 2021

4 min read

Jodie Humphries

Personal Finance Editor

What is a small business superannuation clearing house?

If you’re operating a small business, you may be able to use the Tax Office’s small business superannuation clearing house service and contribute to employees’ super funds for free.

Superannuation

19 Jan, 2021

3 min read

What is a small business superannuation clearing house?

Jodie Humphries

Personal Finance Editor

How does superannuation work in Australia?

Superannuation, often called super, refers to compulsorily saving up for your retirement. Your employer is usually required to contribute to your super fund.

Superannuation

18 Jan, 2021

3 min read

How does superannuation work in Australia?

Georgia Brown

Personal Finance Editor

Are there any super contribution limits?

If you’re considering making extra super contributions in order to boost your nest egg, it’s important to be mindful of any limitations.

Superannuation

07 Nov, 2020

4 min read

Are there any super contribution limits?

Georgia Brown

Personal Finance Editor

How do I consolidate my super funds?

If you’re one of the millions of Australians who hold multiple superannuation accounts, you might be ready to move your retirement savings into one place.

Superannuation

26 Oct, 2020

4 min read

Georgia Brown

Personal Finance Editor

How important is the performance of a super fund?

Despite too often being disregarded, one of the most important factors of your super fund is the investment return that it makes, known as its performance.

Superannuation

19 Oct, 2020

4 min read