Queensland Country Bank personal loans
Queensland Country Credit Union is an independent, customer-owned credit union. It was founded in Mount Isa in 1971 as the Isa Mine Employees’ Credit Union Limited.
More recently, Queensland Country Credit Union has evolved to serve all Queenslanders. Queensland Country Credit Union operates several bank branches across Queensland, but does not run branches in other states in Australia.
Queensland Country Credit Union is a personal loan lender that offers a range of personal loans.
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Why choose Queensland Country Bank
Queensland Country Bank Personal Loans
Personal Loans calculator
Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated repayments
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- This is an estimate of how much you would pay (weekly/fortnightly/monthly) based on your borrowing amount, interest rate and loan term.
- Calculations assume that details entered into calculator, including interest rates, do not change for the lifetime of the loan.
- Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
- Months are assumed to be of equal length. However, given that some months are longer than others, interest charged by vary depending upon the month.
- The calculation rounds of the personal loan repayment to the closest dollar value without decimals.
- All calculations are estimates only; there are no guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
- Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Read our full disclaimer.
Features of a Queensland Country Credit Union personal loan
Queensland Country Credit Union provides several loan options to its customers. Customers can choose between secured, unsecured, renovation and car loans.
Queensland Country Credit Union personal loans vary in their features. Typically, customers can make additional repayments without penalty and choose between weekly, fortnightly or monthly payments.
Queensland Country Credit Union personal loans have a maximum amount of $50,000 and a maximum term of seven years.
The fees for Queensland Country Credit Union personal loans tend to be above average. Queensland Country Credit Union charges a one-off establishment fee as well as ongoing maintenance fees.
Queensland Country Credit Union personal loans – customer service
Customers can contact Queensland Country Credit Union by phone, online enquiry, email or by visiting a branch.
Queensland Country Credit Union operates telephone customer service from Monday to Saturday.
Who is eligible for a Queensland Country Credit Union personal loan?
- Must be at least 18 years old
- Must be an Australian citizen or permanent resident
- Must currently be in paid employment
- Must not have been bankrupt
How to apply for a Queensland Country Credit Union personal loan?
- Choose to apply online, by phone or in store
- Click ‘Apply Online’ or call Queensland Country Credit Union
- Confirm your eligibility
- Complete the application
- Submit the application
Queensland Country Credit Union personal loan review
Queensland Country Credit Union offers a variety of personal loans to its customers. Queensland Country Credit Union provides unsecured, secured, renovation and car loans.
Queensland Country Credit Union personal loans allow additional repayments without a penalty, which means customers can pay their loan out early if they choose.
The fees associated with Queensland Country Credit Union personal loans tend to be above average. Customers must pay an establishment fee and ongoing loan maintenance fees.
Queensland Country Credit Union personal loan rates vary from very low to moderate. Its personal loan interest rates are lower on secured loans than unsecured loans.
Because so many personal loan lenders exist, it’s important to compare personal loan rates between several lenders. This will allow you to find the best personal loan rates for your current situation.
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