Personal Loans Articles

Loans with no interest attached

As more Australians slip below the poverty line and struggle to make ends meet, our reliance on credit cards and loan sharks has increased, reports suggest.

What is a wedding loan?

The average price of an Australian wedding costs upwards of $36,000 so it is always smart to search around and understand your financial options.

What can I use a personal loan for?

Depending on the lender and your financial situation, you might be able to borrow up to $100,000 with a personal loan. But what could you use it for?

5 steps to get out of debt

While a certain level of carefully-managed debt can help us make progress towards our financial goals, it's easy for debts, fees and interest charges to grow larger than we can easily manage. If you're struggling with debt and don't know where to start when it comes to getting your finances back under control, here are five steps you can potentially follow:

Is it better to take out a personal loan or use my credit card?

If you have some large expenses, or are interested in making some major purchases, you may need to consider your credit options to get the finance you need. Two popular options for borrowing money are credit cards and personal loans, but working out which one is the better choice can depend greatly on the nature of your expenses, and how you plan to pay them back.

Do I need security to take out a personal loan?

Looking for a personal loan to help you afford that holiday, buy that car or start that business? As well as thinking about how much you plan to borrow, and whether you can afford the repayments, it’s important to consider the security requirements of different personal loans.

What are the pros and cons of personal loans?

What documents do I need to get a personal loan?

Some lenders may have a more intense process of verification, but overall, most lenders will ask for the following documents.

Everything you need to know about personal lending

Personal lending is now a more tightly regulated industry than in the bad old days, when cowboy operators were able to exploit vulnerable Australians.

Big 4 Banks face government review

This week will be a big one for the heads of Australia's Big Four banks who will be facing the Federal Parliament's House of Representatives Economic Committee for a review of the way in which they balance the needs of customers, shareholders and the broader community.

RateCity in the Media: 2014 Jun, ACA: second chance loans

RateCity in the Media: 2014 Jun, ACA: second chance loans

Should I borrow money to tick things off my bucket list?

Does your ever-growing bucket list include things like trekking the Himalayas or renovating the kitchen, but gets pushed into the too-hard basket from lack of spare cash? Well, you might be surprised to learn luxuries like these can actually bring you wealth, all with a little help from a personal loan.