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Relevant Personal Loans articles and tips

Jodie Humphries

Personal Finance Editor

Can you get a personal loan with a co-signer?

If you need a personal loan but fear that a low credit score might reduce your chances of getting one, you may be considering getting a personal loan with a co-signer. Find out how having a co-signer works.

Personal Loans

01 Jan, 2021

4 min read

Can you get a personal loan with a co-signer?
Jodie Humphries

Personal Finance Editor

Can a personal loan be used for tax exemption?

The interest you pay on personal loans are usually not tax-deductible, but they may be in some cases. It’s important to look at how the loan is spent.

Personal Loans

27 Dec, 2020

3 min read

Can a personal loan be used for tax exemption?
Jodie Humphries

Personal Finance Editor

Understanding personal loan insurance cover

Is it mandatory to take insurance for a personal loan? No, but it can safeguard you against unforeseen situations that may affect your ability to make timely repayments. You can buy a personal loan protection policy either when you take the loan or later.

Personal Loans

18 Dec, 2020

4 min read

Understanding personal loan insurance cover
Jodie Humphries

Personal Finance Editor

Is it possible to get a personal loan for a house deposit?

Buying a home is a huge financial decision and needs careful consideration and planning. Getting a personal loan for your house deposit may be possible, but is likely to add complexity.

Personal Loans

17 Dec, 2020

3 min read

Is it possible to get a personal loan for a house deposit?
Jodie Humphries

Personal Finance Editor

Should I get personal loan protection insurance in Australia?

A personal loan is a great way to fulfil your short-term financial goals. But this comes at high-interest rates, and there is little scope for mistakes. What happens if you’re forced into a situation where you miss your payment?

Personal Loans

10 Dec, 2020

5 min read

Should I get personal loan protection insurance in Australia?
Georgia Brown

Personal Finance Editor

Why does my personal loan interest vary month to month?

If you aren’t quite sure how interest is calculated on your personal loan, it may come as a surprise learning that monthly interest charges vary even on fixed rate loans.

Personal Loans

31 Oct, 2020

4 min read

Why does my personal loan interest vary month to month?
Georgia Brown

Personal Finance Editor

Can I have two personal loans at the same time?

No matter how much of a forward planner you are, there can be times when your financial needs change seemingly overnight.

Personal Loans

02 Oct, 2020

5 min read

Can I have two personal loans at the same time?
Georgia Brown

Personal Finance Editor

Do I need to disclose my loan purpose?

When applying for a personal loan, you’ll most likely have a specific purpose in mind. But are you required to disclose this information on your application?

Personal Loans

14 Sep, 2020

4 min read

Do I need to disclose my loan purpose?
Georgia Brown

Personal Finance Editor

What is a green personal loan, and how can it help you?

As we continue to educate ourselves on the impact our lifestyles have on the environment, plenty of Aussies are taking action to reduce their carbon footprint.

Personal Loans

26 Aug, 2020

4 min read

What is a green personal loan, and how can it help you?
Alison Cheung

Finance Writer

How much pet ownership really costs (and where personal loans can help)

Before bringing your furry friend home, consider what the costs might be, and how you plan to pay for those costs in the long term.

Personal Loans

19 Jul, 2020

7 min read

How much pet ownership really costs (and where personal loans can help)
Nick Bendel

Property & Personal Finance Writer

9 ways to improve your credit score

If you want to learn how to improve your credit score, you’ve come to the right place.

Personal Loans

03 Jul, 2018

7 min read

9 ways to improve your credit score
Mark Bristow

Personal Finance Editor

Can I get a personal loan if I receive Centrelink payments?

Being able to access money fast in an emergency by taking out a personal loan can be tricky if you receive Centrelink payments as part of your income. Although still possible there are some important things to know before signing up for a loan and some other options that may be more appropriate for your situation.

Personal Loans

03 Jul, 2018

5 min read

Can I get a personal loan if I receive Centrelink payments?