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Home Loan News

The latest home loans mortgage news and tips

Alex Ritchie

Personal Finance Editor

Home loan cashback deals for March 2022

From cash in hand to waived lender’s mortgage insurance (LMI) and bonus Qantas frequent flyer points, let’s explore the cashback deals on offer for March 2022.

Home Loans

18 Mar, 2022

4 min read

Home loan cashback deals for March 2022
Mark Bristow

Personal Finance Editor

Some of the best home loans for investors and refinancers in March 2022

While Australian property prices have been rising at record levels, there have been signs that some areas may have been reaching peaks. Some banks are even forecasting that property values in certain areas could experience declines by the end of next year.

Home Loans

16 Mar, 2022

3 min read

Some of the best home loans for investors and refinancers in March 2022
Alex Ritchie

Personal Finance Editor

Climate change: it’s not just the planet that’s worse off, we’re financially worse off too

A new court ruling determined that the Federal Environment Minister does not have a “duty of care” to protect children from climate harm. But climate harm actually includes a number of financial impacts that politicians may want to take notice of.

Home Loans

16 Mar, 2022

9 min read

Climate change: it’s not just the planet that’s worse off, we’re financially worse off too
Liz Seatter

Senior Finance Writer

Risky debt continues to rise: Almost 1 in 4 new mortgages have unsafe levels of debt

24.4 per cent of new mortgages had a debt-to-income ratio of six times or more, according to APRA’s latest quarterly ADI property exposure report.

Home Loans

15 Mar, 2022

4 min read

Risky debt continues to rise: Almost 1 in 4 new mortgages have unsafe levels of debt
Mark Bristow

Personal Finance Editor

Aussie capitals experience highest property price growth on record

Residential property prices in Australia’s eight capital cities experienced some of their strongest ever growth over the past year. So, how much would a mortgage on an average property cost now?  

Home Loans

15 Mar, 2022

3 min read

Aussie capitals experience highest property price growth on record
Alex Ritchie

Personal Finance Editor

Looking to buy property in the next 12 months? Here’s why it could be much harder

Home buyers looking to buy in the next 12 months may find the amount they can borrow has reduced because of the rising costs of living and predicted cash rate hikes, despite talk of lower property prices.

Home Loans

15 Mar, 2022

6 min read

Looking to buy property in the next 12 months? Here’s why it could be much harder
Alex Ritchie

Personal Finance Editor

Back to the office? Most affordable suburbs within 5-10km of CBDs revealed

With COVID-19 regulations coming to a slow stop, would-be buyers may be looking to live and work near the office again. New data from Domain has revealed the most affordable suburbs within 5km – 10km of some of our capital’s CBDs.

Home Loans

11 Mar, 2022

4 min read

Back to the office? Most affordable suburbs within 5-10km of CBDs revealed
Laine Gordon

Money Editor

Variable home loan competition heats up as NAB cuts to 2.19%

Competition in the variable home loan space is heating up, as NAB today trims its base variable rate by 0.10 per cent – but only for new owner-occupiers.

Home Loans

09 Mar, 2022

4 min read

Variable home loan competition heats up as NAB cuts to 2.19%
Alex Ritchie

Personal Finance Editor

Home buying intentions on the rise despite predicted interest rate hikes

CommBank’s Household Spending Intentions Index grew in February, with home buying intentions on the rise despite forecast interest rate hikes on home loans. Here's how would-be buyers can keep their home loan costs down.

Home Loans

08 Mar, 2022

3 min read

Home buying intentions on the rise despite predicted interest rate hikes
Mark Bristow

Personal Finance Editor

What is the average mortgage around Australia?

Australia’s first home buyers have been taking out bigger home loans, with average loan sizes reaching all-time highs in most Australian states and territories.

Home Loans

08 Mar, 2022

3 min read

Average Mortgage Australia - What is it in each state? | RateCity
Alex Ritchie

Personal Finance Editor

The inner Sydney suburbs where property prices have dropped almost $200k

Over the last three months, property prices in some inner Sydney suburbs have fallen by over $190,000, according to the latest CoreLogic data.

Home Loans

07 Mar, 2022

4 min read

The inner Sydney suburbs where property prices have dropped almost $200k
Georgia Brown

Personal Finance Editor

Which banks and organisations are offering support for flood victims?

Residents of the flood affected areas of Queensland and New South Wales are now faced with the tremendous challenge and expense of rebuilding their homes and the community they live in.

Home Loans

04 Mar, 2022

6 min read

Which banks and organisations are offering support for flood victims?