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Home Loan News

The latest home loans mortgage news and tips

Laine Gordon

Money Editor

Going, going, gone – are Australia’s biggest property bubbles finally about to burst?

The median property price in Sydney could drop by $146,651 by the end of next year, according to RateCity.com.au analysis of CBA’s new housing market forecasts.

Home Loans

02 Mar, 2022

4 min read

Going, going, gone – are Australia’s biggest property bubbles finally about to burst?
Mark Bristow

Personal Finance Editor

House prices reaching possible peak in Sydney and Melbourne

New figures from CoreLogic show that the red-hot property markets of Sydney and Melbourne may have hit their highest prices, but dwelling prices were still found to be increasing in other capitals.

Home Loans

02 Mar, 2022

4 min read

House prices reaching possible peak in Sydney and Melbourne
Mark Bristow

Personal Finance Editor

Some of the best home loans in March 2022

While the Reserve Bank of Australia (RBA) kept the national cash rate on hold this month, some lenders are forecasting that a rate hike could be on the cards as soon as June.

Home Loans

01 Mar, 2022

4 min read

Some of the best home loans in March 2022
Liz Seatter

Senior Finance Writer

RBA to hold this month: when will the next cash rate hike be?

The RBA is expected to leave the cash rate on hold this month, but Australians need to get ready for their mortgage repayments to rise.

Home Loans

28 Feb, 2022

5 min read

RBA to hold this month: when will the next cash rate hike be?
Alex Ritchie

Personal Finance Editor

New low-rate green mortgage for energy-efficient homes from loans.com.au

Homebuyers hoping to make environmentally friendly choices may be in luck, with competitive interest rate offerings from loans.com.au available for home loans and construction loans, starting from 1.88% (2.30% comparison rate).

Home Loans

25 Feb, 2022

3 min read

New low-rate green mortgage for energy-efficient homes from loans.com.au
Mark Bristow

Personal Finance Editor

Sydney and Hobart are Australia’s least affordable cities for first home buyers

A new report has confirmed what many of us suspected - soaring property prices have made a significant impact on housing affordability for Australia’s first home buyers, especially in the capital cities.

Home Loans

25 Feb, 2022

3 min read

Sydney and Hobart are Australia’s least affordable cities for first home buyers
Liz Seatter

Senior Finance Writer

Gap widens between Big 4 and low-cost lenders as ANZ hikes rates again

While fixed rates have lifted across the board, the big four banks have hiked more aggressively than many of the low-cost lenders.

Home Loans

25 Feb, 2022

4 min read

Gap widens between Big 4 and low-cost lenders as ANZ hikes rates again
Alex Ritchie

Personal Finance Editor

Top 20 rental markets where rents are expected to grow

New research has illuminated the top 20 rental markets in Australia where rents are likely to increase at the next rental review. Most of these suburbs have reported vacancy rates under 1%, with some suburbs recording 0%.

Home Loans

23 Feb, 2022

3 min read

Top 20 rental markets where rents are expected to grow
Alex Ritchie

Personal Finance Editor

Cash rate hike tipped for June: how will a rate increase impact your home loan repayments?

CommBank has tipped that interest rates may rise as early as June 2022. And if this forecast is accurate, everyday Aussies may need to prepare to pay over $200 more a month in mortgage repayments.

Home Loans

22 Feb, 2022

5 min read

Cash rate hike tipped for June: how will a rate increase impact your home loan repayments?
Mark Bristow

Personal Finance Editor

Fraud prevention tool to detect liar loans

If you’ve ever stretched the truth on a loan application in order to look better for a bank, your chances of loan approval may be shrinking, thanks to a tool used to detect “liar loans” from a new startup.

Home Loans

22 Feb, 2022

2 min read

Fraud prevention tool to detect liar loans
Alex Ritchie

Personal Finance Editor

Proposed scheme to see government co-purchase up to 30% of property’s value – what it could cost home buyers

The Grattan Institute has proposed a scheme to support lower-income Australians enter market to buy property with a deposit as little as 5%. And mortgage repayments through this scheme be more affordable compared to a traditional loan and the FHLDS.

Home Loans

21 Feb, 2022

4 min read

Proposed scheme to see government co-purchase up to 30% of property’s value – what it could cost home buyers
Laine Gordon

Money Editor

CBA hikes fixed rates for the second time in 18 days

Australia’s largest bank, CBA, has increased fixed rates for the second time in less than three weeks, with hikes up to 0.25 per cent.

Home Loans

21 Feb, 2022

3 min read

CBA hikes fixed rates for the second time in 18 days