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Home Loan News

The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

Why are property values falling in Sydney and Melbourne?

Data recently released indicates that Australia’s property markets could be slowing down. So, what’s causing this downturn, and are these trends likely to continue in the future?

Home Loans

04 Apr, 2022

4 min read

Why are property values falling in Sydney and Melbourne?
Liz Seatter

Senior Finance Writer

NAB and ANZ hike fixed rates, again

Australia’s third and fourth largest banks, NAB and ANZ, have today hiked fixed rates by up to 0.40 percentage points. This is the seventh time NAB has hiked fixed rates in the last six months and the sixth time for ANZ.

Home Loans

01 Apr, 2022

4 min read

NAB and ANZ hike fixed rates, again
Laine Gordon

Money Editor

Investors dip out of the market for the first time in 18 months

The value of new home loans dropped from its record high last month as investor lending posted its first drop since October 2020.

Home Loans

01 Apr, 2022

4 min read

Investors dip out of the market for the first time in 18 months
Mark Bristow

Personal Finance Editor

Australia’s top 30 suburbs for rentvesting

With house prices on the high side in many areas of Australia’s cities, many homebuyers are turning to the strategy of ‘rentvesting’ – buying an investment property where they can afford, and renting a home where they want to live. New research has revealed 30 suburbs around Australia where a rentvesting strategy could potentially pay off.

Home Loans

31 Mar, 2022

4 min read

Australia’s top 30 suburbs for rentvesting
Alex Ritchie

Personal Finance Editor

Regional migration skyrocketed during Covid: how high property values soared

Australians seeking sea and tree changes during the peak of the pandemic in 2020-21 resulted in regional populations growing more than capital cities for the first time since 1981. And property values followed suit, experiencing record growth in the regions.

Home Loans

29 Mar, 2022

3 min read

Regional migration skyrocketed during Covid: how high property values soared
Liz Seatter

Senior Finance Writer

Home Guarantee Scheme warning: why buying with a small deposit could backfire

With the federal government announcing more places under the Home Guarantee Scheme, RateCity.com.au is warning first home buyers to consider the risks before they jump in.

Home Loans

28 Mar, 2022

6 min read

Home Guarantee Scheme warning: why buying with a small deposit could backfire
Mark Bristow

Personal Finance Editor

How climate change affects coastal property: Which areas are the most at-risk?

A new report has revealed the areas around Australia where coastal property is at the greatest risk of being affected by climate change, which could potentially affect property values as well as the cost of home loans and home insurance premiums.

Home Loans

28 Mar, 2022

4 min read

How climate change affects coastal property: Which areas are the most at-risk?
Alex Ritchie

Personal Finance Editor

Home buyer scheme extended: What is available to you

The federal government has announced an expansion to its first home buyer and single parent buyer schemes, increasing access with 50,000 new placements in Tuesday’s budget. Your guide to the home buyer scheme extensions and what is available to you.

Home Loans

28 Mar, 2022

4 min read

Home buyer scheme extended: What is available to you
Liz Seatter

Senior Finance Writer

Battle of the big banks: CBA cuts lowest variable rate following Westpac, NAB and ANZ

Australia’s largest bank cut its lowest variable rate by 0.10 per cent to 2.19 per cent, as the big bank battle to win over new customers continues.

Home Loans

25 Mar, 2022

4 min read

Battle of the big banks: CBA cuts lowest variable rate following Westpac, NAB and ANZ
Laine Gordon

Money Editor

Rate fever: Westpac slashes lowest variable, as its fixed rates soar

Competition in variable home loan rates is heating up with Westpac the latest big four bank to slash its lowest variable rate.

Home Loans

24 Mar, 2022

4 min read

Rate fever: Westpac slashes lowest variable, as its fixed rates soar
Mark Bristow

Personal Finance Editor

Everything you need to know about buying off the plan

Following the recent collapse of two high-profile building companies, it’s important for potential property purchasers to be aware of the risks involved with buying property off the plan, as well as the benefits on offer.

Home Loans

23 Mar, 2022

5 min read

Everything you need to know about buying off the plan
Alex Ritchie

Personal Finance Editor

Scrapping stamp duty may save Australias $57k or get them into a home five years faster

It has been suggested that there may be benefits to scrapping stamp duty. RateCity crunches the number on how much better off Aussie buyers may be if stamp duty were removed.

Home Loans

21 Mar, 2022

6 min read

Scrapping stamp duty may save Australias $57k or get them into a home five years faster