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The latest home loans mortgage news and tips

Eden Radford

External Comms Lead

Westpac hikes new customer variable rates as NAB slashes rates for owner-occupiers with small deposits

Australia’s second largest home loan lender, Westpac, has today increased new customer variable rates on its Flexi First Home Loan by 0.10 percentage points.

Home Loans

13 Sep, 2023

6 min read

Westpac hikes new customer variable rates as NAB slashes rates for owner-occupiers with small deposits

Mark Bristow

Personal Finance Editor

House prices bounce back - what does this mean for first home buyers?

Australia’s housing market may be recovering from its recent downturns, thanks to rising home values and more housing stock. Higher house prices could prove challenging for some first home buyers to overcome, though it’s possible the recovery could stall later in the year.

Home Loans

11 Sep, 2023

4 min read

House prices bounce back - what does this mean for first home buyers?

Alex Ritchie

Personal Finance Editor

Cashback offers up to $10k: where you can still nab a cashback home loan deal

In September, there are 15 lenders offering cashback deals. RateCity shows you which lenders are still offering cashback deals for new and refinancing customers.

Home Loans

11 Sep, 2023

5 min read

Cashback offers up to $10k: where you can still nab a cashback home loan deal

Peter Terlato

Personal Finance Editor

Household savings battered as Australia's economy picks up, defying expectations

Quarterly GDP increases have been gradually losing steam since the middle of last year. However, this latest data reflects a mild upturn in Australia's economic position.

Home Loans

06 Sep, 2023

3 min read

Household savings battered as Australia's economy picks up, defying expectations

Mark Bristow

Personal Finance Editor

Rates on hold: What can I expect when my fixed rate period ends?

With home loan interest rates rising thanks to cash rate hikes from the RBA, mortgage holders sitting on fixed rates may be breathing a sigh of relief. But there’s a chance that there could be a sting in the tail at the end of each fixed rate term, which borrowers may need to watch out and prepare for.

Home Loans

05 Sep, 2023

5 min read

Rates on hold: What can I expect when my fixed rate period ends?

Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in September 2023

Just because the Reserve Bank of Australia (RBA) kept the national cash rate on hold at 4.10% for the third meeting in a row, that’s no reason for Australian home buyers to get complacent. Major banks and mortgage lenders have still been raising their interest rates out of cycle from the RBA, making it important to also consider comparing offers from their smaller competitors.

Home Loans

05 Sep, 2023

3 min read

Some of the top-rated home loans in September 2023

Alex Ritchie

Personal Finance Editor

1% rate cut next year: What would that mean for mortgage holders?

Many of the big banks have forecast that we could be seeing cuts to the cash rate throughout 2024 - 2025. Find out what this could mean for your home loan.

Home Loans

05 Sep, 2023

5 min read

1% rate cut next year: What would that mean for mortgage holders?

Eden Radford

External Comms Lead

RBA holds cash rate again - when will we see cuts?

The Reserve Bank has again left the cash rate at 4.10 per cent, announcing today a pause for the third meeting in a row and a fourth time this year.

Home Loans

05 Sep, 2023

4 min read

RBA holds cash rate again - when will we see cuts?

Mark Bristow

Personal Finance Editor

Which banks are scrapping their cashback offers? And who is still offering them?

When mortgage interest rates are rising, many borrowers look for alternative ways to get value for money from their home loan. Cashback deals are one way that many mortgage lenders compete for customers in a rising rate environment, but record refinancing activity is leading some leading banks to pull their cashback offers.

Home Loans

05 Sep, 2023

4 min read

Which banks are scrapping their cashback offers? And who is still offering them?

Peter Terlato

Personal Finance Editor

Will the RBA hike the cash rate in September? Key economic indicators shaping the decision

We explore the stats to determine the likelihood that the RBA will lower, hold or raise the official cash rate.

Home Loans

01 Sep, 2023

8 min read

Will the RBA hike the cash rate in September? Key economic indicators shaping the decision

Mark Bristow

Personal Finance Editor

What to expect from the RBA in September 2023

Third time’s a charm? Australia’s banks think so, with the big four expecting the Reserve Bank of Australia (RBA) to keep the national cash rate on hold at 4.1% for the third time in a row at its upcoming September 2023 meeting. But that begs the question – when will rates start falling again?

Home Loans

31 Aug, 2023

5 min read

What to expect from the RBA in September 2023

Eden Radford

External Comms Lead

Drop in CPI all but rules out rate hike on Tuesday

Australia’s annual inflation rate has clocked in at 4.9 per cent for July, down from 5.4 per cent for the previous month, all but ruling out a rate hike next Tuesday.

Home Loans

30 Aug, 2023

3 min read