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Home Loan News

The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in October 2023

The decision by the Reserve Bank of Australia (RBA) to keep the nation’s cash rate on hold this month may have come as a relief to Australia’s first home buyers and other owner occupiers. But with the possibility that rate could rise again before the year’s end, and with no rate cuts expected until mid to late 2024, it’s important for borrowers to carefully consider their mortgage options before making an application, to make sure it suits their finances.

Home Loans

05 Oct, 2023

3 min read

Some of the top-rated home loans in October 2023
Eden Radford

External Comms Lead

Refinancing down but not out as new home lending stages a comeback

The value of refinanced loans dropped in the month of August, but still recorded the fourth highest total since the start of the hikes, after climbing to a record high in the previous month.

Home Loans

04 Oct, 2023

3 min read

Refinancing down but not out as new home lending stages a comeback
Eden Radford

External Comms Lead

RBA on hold + have you pocketed a rate cut of more than 0.63% points?

The Reserve Bank has again left the cash rate at 4.10 per cent, announcing today a pause for the fourth meeting in a row.

Home Loans

03 Oct, 2023

6 min read

RBA on hold + have you pocketed a rate cut of more than 0.63% points?
Mark Bristow

Personal Finance Editor

What to expect from the RBA in October 2023

A recent uptick in monthly inflation has some concerned that the Reserve Bank of Australia (RBA) could prematurely end the current cash rate hiking pause. But economists from the big banks aren’t predicting rate hikes in the October meeting, though there could still be another hike before the year is out.

Home Loans

28 Sep, 2023

5 min read

What to expect from the RBA in October 2023
Eden Radford

External Comms Lead

NAB bumps up select fixed rates

The National Australia Bank has today bucked the recent trend of big bank fixed cuts, by hiking select rates by up to 0.15 percentage points.

Home Loans

28 Sep, 2023

3 min read

NAB bumps up select fixed rates
Mark Bristow

Personal Finance Editor

Inflation uptick: How will this affect interest rates in October?

The annual inflation rate climbed higher month on month in August 2023 for the first time in four months, according to the latest economic data.

Home Loans

27 Sep, 2023

3 min read

Inflation uptick: How will this affect interest rates in October?
Alex Ritchie

Personal Finance Editor

Stamp duty exemption expanded: what you need to know

In good news for first home buyers in New South Wales, stamp duty exemptions and concessions will be getting a boost. The First Home Buyers Assistance Scheme will be expanded in 2023.

Home Loans

20 Sep, 2023

3 min read

Stamp duty exemption expanded: what you need to know
Eden Radford

External Comms Lead

Fixed rates continue to tumble as ANZ sharpens its rates

Australia’s fourth largest home loan lender, ANZ, has today cut fixed rates across its 1- to 3-year terms for both owner-occupiers and investors by up to 0.30 percentage points.

Home Loans

19 Sep, 2023

3 min read

Fixed rates continue to tumble as ANZ sharpens its rates
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans for investors and refinancers in September 2023

With no movement from the Reserve Bank of Australia (RBA) on the cash rate this month, why aren’t Australian homeowners and investors breathing a sigh of relief? Some of Australia’s biggest banks have been hiking their home loan interest rates out of cycle from the RBA, making refinancing more challenging.

Home Loans

15 Sep, 2023

3 min read

Some of the top-rated home loans for investors and refinancers in September 2023
Paul Marshall

CEO

Don’t be afraid to switch

The Big Four Banks - ANZ, Westpac, NAB and Commonwealth Bank - are notorious in the Australian financial market for commanding the largest share of both deposits and mortgage lending.

Home Loans

15 Sep, 2023

8 min read

Don’t be afraid to switch
Eden Radford

External Comms Lead

Westpac hikes new customer variable rates as NAB slashes rates for owner-occupiers with small deposits

Australia’s second largest home loan lender, Westpac, has today increased new customer variable rates on its Flexi First Home Loan by 0.10 percentage points.

Home Loans

13 Sep, 2023

6 min read

Westpac hikes new customer variable rates as NAB slashes rates for owner-occupiers with small deposits
Mark Bristow

Personal Finance Editor

House prices bounce back - what does this mean for first home buyers?

Australia’s housing market may be recovering from its recent downturns, thanks to rising home values and more housing stock. Higher house prices could prove challenging for some first home buyers to overcome, though it’s possible the recovery could stall later in the year.

Home Loans

11 Sep, 2023

4 min read

House prices bounce back - what does this mean for first home buyers?