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The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

ACCC halts ANZ and Suncorp merger – what this means for refinancing

The Australian Competition and Consumer Commission (ACCC) has halted a planned merger between ANZ and Suncorp Bank, citing concerns around competition in the home loan market, which is seeing near-record levels of refinancing.

Home Loans

04 Aug, 2023

4 min read

ACCC halts ANZ and Suncorp merger – what this means for refinancing

Eden Radford

External Comms Lead

Three of the big four banks believe the cash rate has peaked

Three of the big banks, CBA, Westpac and ANZ, believe the cash rate has already peaked at 4.10 per cent, with only NAB expecting one more hike later this year.

Home Loans

02 Aug, 2023

2 min read

Three of the big four banks believe the cash rate has peaked

Eden Radford

External Comms Lead

Refinancing continuing to drive home loan market

Borrowers in search of rate relief continue to switch lenders in droves, with $20.18 billion of loans refinanced in June – the third highest on record.

Home Loans

01 Aug, 2023

3 min read

Refinancing continuing to drive home loan market

Alex Ritchie

Personal Finance Editor

Who is still offering cashback home loan deals in August

Going, going, gone! There are even less cashback deals on offer for home loan customers, with only 12 lenders offering deals in August - down from 35 in March 2023.

Home Loans

01 Aug, 2023

5 min read

Who is still offering cashback home loan deals in August

Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in August 2023

Many Australians may be hoping that the Reserve Bank of Australia’s (RBA’s) decision to keep the cash rate on hold in August 2023 signals the end of the recent hiking cycle. However, it’s still possible that the RBA could raise rates again in the future if inflation does not respond in a timely manner. And with some banks already hiking rates out of cycle from the RBA, it’s essential to look at more than just the interest rate before you apply for a home loan.

Home Loans

01 Aug, 2023

3 min read

Some of the top-rated home loans in August 2023

Eden Radford

External Comms Lead

RBA holds cash rate at 4.10% for second consecutive month – what borrowers should do now

The Reserve Bank has today left the cash rate at 4.10 per cent, announcing a pause for the second meeting in a row, and third time this year.

Home Loans

01 Aug, 2023

5 min read

RBA holds cash rate at 4.10% for second consecutive month – what borrowers should do now

Alex Ritchie

Personal Finance Editor

Have we already seen the last cash rate increase?

Today the Reserve Bank of Australia left the cash rate on hold at 4.10%. Millions of homeowners are likely wondering if more cash rate hikes can be expected, or if we’ve already seen the last hike?

Home Loans

01 Aug, 2023

5 min read

Have we already seen the last cash rate increase?

Eden Radford

External Comms Lead

RBA meeting finely balanced as household savings finally drop

Money in the bank from households has dropped for the first time since May 2021, suggesting Australians are starting to eat into their savings buffers as the cost of living continues to rise.

Home Loans

31 Jul, 2023

4 min read

RBA meeting finely balanced as household savings finally drop

Eden Radford

External Comms Lead

NAB increases basic variable rate for new customers with big deposits

Australia’s third largest home loan lender, NAB, has today increased the rate of its basic variable mortgage by 0.10 percentage points for new customers with deposits of 20 per cent or more.

Home Loans

31 Jul, 2023

3 min read

NAB increases basic variable rate for new customers with big deposits

Peter Terlato

Personal Finance Editor

August cash rate: key economic indicators shaping the decision

We explore the stats to determine the likelihood that the RBA will lower, hold or raise the official cash rate.

Home Loans

28 Jul, 2023

6 min read

August cash rate: key economic indicators shaping the decision

Mark Bristow

Personal Finance Editor

What to expect from the RBA in August 2023

Economists from some of Australia’s leading banks have been forecasting for some time now that another cash rate hike is due to arrive at the August 2023 meeting of the Reserve Bank of Australia (RBA). But as the big date approaches, is a hike still on the cards?

Home Loans

28 Jul, 2023

7 min read

What to expect from the RBA in August 2023

Mark Bristow

Personal Finance Editor

Inflation has peaked in Australia. Here’s what’s next

Inflation is affecting every aspect of Australian finances at the moment, from the cost of lettuce to home loan interest rates. So, what’s next for inflation now that it has reached its peak? We checked what some of Australia’s leading financial institutions had to say in their forecasts.

Home Loans

28 Jul, 2023

4 min read