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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Lenders keep a tight grip on home loan criteria
Lenders are showing no signs of easing their tight lending criteria for home loans. RateCity shows you its new findings as well as tips on how to score the best home loan for first home buyers.
Home Loans
24 May, 2010
3 min read
Laine Gordon
Head of Public Relations
How to save your home from another rate increase
With six rate rises over the past eight months and four rate rises this year alone, home owners are feeling the pinch after yet another rate hike this month. RateCity looks at why refinancing your mortgage may aid in reducing the financial pressure.
Home Loans
10 May, 2010
3 min read
Laine Gordon
Head of Public Relations
Getting a home loan in spite of a bad credit history
Have you ever forgotten to pay a bill or two? Or previously been declined for a loan? You may be one of the many credit-impaired people with a desire to get into the housing market but are unsure if your past is going to catch up with you. RateCity shows you how owning a home can be possible for those with a bad credit history.
Home Loans
10 May, 2010
3 min read
Mark Bristow
Personal Finance Editor
What happens if I miss mortgage repayments?
When we sign up for a mortgage we can get so caught up in the dream of owning a home that we haven't suitably prepared for the actual impact the repayments will have on our life. The main problem is, if you have a bad week and miss a payment, you will be stung with a fee, magnifying to your home loan repayment woes.
Home Loans
10 May, 2010
4 min read
Laine Gordon
Head of Public Relations
Make late mortgage repayments a thing of the past
Are you thinking of skipping a home-loan repayment? With late fees costing up to $195, you may want to think twice. RateCity looks at what you can do to avoid late mortgage repayment fees.
Home Loans
04 May, 2010
3 min read
Patricia Babalis
What are mortgage rates and types?
You start feeling all grown up when someone starts talking to you about mortgage rates but what exactely does fixed or variable insterest rates mean for you on a daily basis? Like all loans, we know we have to pay it off but how the rates are set and when we make payments vary from lender to lender.
Home Loans
04 May, 2010
2 min read
Laine Gordon
Head of Public Relations
Investors take advantage of rate hikes
As interest rates rise, home buyers are taking a back seat with applying for home loans and investors are back in the game.
Home Loans
27 Apr, 2010
3 min read
Laine Gordon
Head of Public Relations
Unlock your equity the easy way
If you own your home but require extra money for whatever reason, taking out a reverse mortgage could be one option to consider.
Home Loans
23 Apr, 2010
3 min read
Laine Gordon
Head of Public Relations
Relief for home buyers with smaller lenders
Housing finance numbers have declined according to new research. RateCity investigates how Australians can make buying a home a reality as interest rates rise.
Home Loans
19 Apr, 2010
3 min read
Laine Gordon
Head of Public Relations
Don't be a statistic: Reduce mortgage stress
New research by RateCity shows that many households are at higher risk of mortgage stress. Discover why a large percentage of Australians are struggling to meet their repayments and how you can reduce your mortgage stress levels to make your life a little easier.
Home Loans
19 Apr, 2010
3 min read
RateCity
Home loan repayment calculators
Want to know how much you can afford to borrow? Need to work out how much your regular mortgage repayments will be? Want to know how much interest you will be paying on your home loan? Use a mortgage repayment calculator to work out the nitty gritty financial details before entering into a home loan.
Home Loans
13 Apr, 2010
2 min read
Laine Gordon
Head of Public Relations
Big four banks making $1.33B extra from your mortgage
Are you with one of the big four banks for your standard variable home loan? If you are, you could be paying an extra $700 more in interest per year. RateCity investigates how the big four banks measure up when it comes to your home loan.
Home Loans
06 Apr, 2010
3 min read
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